Bank Neo Commerce Balance Sheet Health
Financial Health criteria checks 5/6
Bank Neo Commerce has total assets of IDR18,459.4B and total equity of IDR3,645.7B. Total deposits are IDR14,220.1B, and total loans are IDR8,722.4B.
Key information
5.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp14.22t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp2.39t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBYB's Assets to Equity ratio (5.1x) is low.
Allowance for Bad Loans: BBYB has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 96% of BBYB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBYB has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: BBYB's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: BBYB has a high level of bad loans (3.7%).