Bank Neo Commerce Balance Sheet Health
Financial Health criteria checks 5/6
Bank Neo Commerce has total assets of IDR18,169.5B and total equity of IDR3,323.0B. Total deposits are IDR13,897.5B, and total loans are IDR10,157.9B.
Key information
5.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp13.90t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp2.08t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBYB's Assets to Equity ratio (5.5x) is low.
Allowance for Bad Loans: BBYB has a sufficient allowance for bad loans (127%).
Low Risk Liabilities: 94% of BBYB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBYB has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: BBYB's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: BBYB has a high level of bad loans (3.9%).