Bank Jago Balance Sheet Health
Financial Health criteria checks 6/6
Bank Jago has total assets of IDR22,502.7B and total equity of IDR8,387.3B. Total deposits are IDR13,195.7B, and total loans are IDR14,087.8B. It earns a Net Interest Margin of 10.5%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are IDR2,117.1B.
Key information
2.7x
Asset to equity ratio
10.5%
Net interest margin
Total deposits | Rp13.20t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp2.12t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARTO's Assets to Equity ratio (2.7x) is low.
Allowance for Bad Loans: ARTO has a sufficient allowance for bad loans (237%).
Low Risk Liabilities: 93% of ARTO's liabilities are made up of primarily low risk sources of funding.
Loan Level: ARTO has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: ARTO's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: ARTO has an appropriate level of bad loans (1.1%).