OTP Bank Nyrt Balance Sheet Health
Financial Health criteria checks 5/6
OTP Bank Nyrt has total assets of HUF39,609.1B and total equity of HUF4,094.8B. Total deposits are HUF28,332.4B, and total loans are HUF20,405.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are HUF6,913.4B.
Key information
9.7x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | Ft28.33t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Ft6.91t |
Recent financial health updates
No updates
Recent updates
If EPS Growth Is Important To You, OTP Bank Nyrt (BUSE:OTP) Presents An Opportunity
Mar 01
Is Now The Time To Put OTP Bank Nyrt (BUSE:OTP) On Your Watchlist?
Oct 13Does OTP Bank Nyrt (BUSE:OTP) Deserve A Spot On Your Watchlist?
Jun 26OTP Bank Nyrt's (BUSE:OTP) Dividend Is Being Reduced To HUF300.16
May 21Should You Be Adding OTP Bank Nyrt (BUSE:OTP) To Your Watchlist Today?
Nov 29Here's Why I Think OTP Bank Nyrt (BUSE:OTP) Is An Interesting Stock
Aug 15Introducing OTP Bank Nyrt (BUSE:OTP), The Stock That Zoomed 117% In The Last Five Years
Feb 16
Why OTP Bank Nyrt. (BUSE:OTP) Should Be In Your Dividend Portfolio
Jan 11How Much Of OTP Bank Nyrt. (BUSE:OTP) Do Institutions Own?
Nov 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OTP's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: OTP has a sufficient allowance for bad loans (126%).
Low Risk Liabilities: 80% of OTP's liabilities are made up of primarily low risk sources of funding.
Loan Level: OTP has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: OTP's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: OTP has a high level of bad loans (3.6%).