COMMERZBANK Stock Overview

Provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. More details

COMMERZBANK fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	3/6
Financial Health	5/6
Dividends	2/6

Rewards

Trading at 25.4% below our estimate of its fair value

Earnings are forecast to grow 9.5% per year

Earnings have grown 46% per year over the past 5 years

Risk Analysis

No risks detected for COMMERZBANK from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Commerzbank AG Competitors

OTP Bank Nyrt

BUSE:OTP

Ft6.5t

MBH Bank Nyrt

BUSE:MBHBANK

Ft2.4t

BNP Paribas Fortis

ENXTBR:017250539

€19.9b

Bank Leumi le-Israel B.M

TASE:LUMI

₪69.9b

Price History & Performance

Summary of share price highs, lows and changes for Commerzbank
Historical stock prices
Current Share Price	€7,056.00
52 Week High	€7,200.00
52 Week Low	€3,950.00
Beta	1.08
1 Month Change	8.79%
3 Month Change	7.66%
1 Year Change	70.74%
3 Year Change	168.70%
5 Year Change	304.54%
Change since IPO	77.73%

Recent updates

Shareholder Returns

	COMMERZBANK	HU Banks	HU Market
7D	0.8%	3.8%	2.4%
1Y	70.7%	29.8%	21.8%

Return vs Industry: COMMERZBANK exceeded the Hungarian Banks industry which returned 29.8% over the past year.

Return vs Market: COMMERZBANK exceeded the Hungarian Market which returned 21.8% over the past year.

Price Volatility

Is COMMERZBANK's price volatile compared to industry and market?
COMMERZBANK volatility
COMMERZBANK Average Weekly Movement	n/a
Banks Industry Average Movement	3.2%
Market Average Movement	3.3%
10% most volatile stocks in HU Market	7.8%
10% least volatile stocks in HU Market	2.3%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine COMMERZBANK's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1870	39,090	Bettina Orlopp	www.commerzbank.com

Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, checking, business, and current accounts; term deposits; pension; credit and debit cards; payment solutions; overdraft services; various loans; and insurance products.

Commerzbank AG Fundamentals Summary

How do Commerzbank's earnings and revenue compare to its market cap?
COMMERZBANK fundamental statistics
Market cap	Ft8.59t
Earnings (TTM)	Ft878.25b
Revenue (TTM)	Ft4.07t

9.8x

P/E Ratio

0.6x

P/B Ratio

Is COMMERZBANK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
COMMERZBANK income statement (TTM)
Revenue	€9.85b
Cost of Revenue	€0
Gross Profit	€9.85b
Other Expenses	€7.72b
Earnings	€2.13b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 13, 2025

Earnings per share (EPS)	1.80
Gross Margin	100.00%
Net Profit Margin	21.59%
Debt/Equity Ratio	53.9%

How did COMMERZBANK perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/19 00:22
End of Day Share Price	2025/01/16 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Commerzbank AG is covered by 48 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Tomasz Grzelak	Baader Helvea Equity Research
Christian Weiz	Baader Helvea Equity Research
Jesús Gómez Dominguez	Banco Santander

Commerzbank BUSE:COMMERZBANK Stock Report