ADRIATIC osiguranje d.d Past Earnings Performance

Past criteria checks 1/6

ADRIATIC osiguranje d.d's earnings have been declining at an average annual rate of -28.1%, while the Insurance industry saw earnings growing at 4.9% annually. Revenues have been growing at an average rate of 15% per year. ADRIATIC osiguranje d.d's return on equity is 2.1%, and it has net margins of 1.6%.

Key information

-28.1%

Earnings growth rate

-28.1%

EPS growth rate

Insurance Industry Growth	7.6%
Revenue growth rate	15.0%
Return on equity	2.1%
Net Margin	1.6%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How ADRIATIC osiguranje d.d makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ZGSE:JDOS Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings
30 Sep 24	240	4
30 Jun 24	233	3
31 Mar 24	223	4
31 Dec 23	214	5
31 Dec 22	191	6

Quality Earnings: JDOS has high quality earnings.

Growing Profit Margin: JDOS's current net profit margins (1.6%) are lower than last year (2.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Unable to establish if JDOS's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.

Accelerating Growth: Unable to compare JDOS's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.

Earnings vs Industry: JDOS had negative earnings growth (-28.1%) over the past year, making it difficult to compare to the Insurance industry average (17.3%).

Return on Equity

High ROE: JDOS's Return on Equity (2.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 06:59
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

ADRIATIC osiguranje d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution