Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
EFT Solutions Holdings. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
EFT Solutions Holdings's
is considered below, and whether this is a fair price.
Price based on past earnings
EFT Solutions Holdings's earnings available for a low price, and how does
this compare to other companies in the same industry?
EFT Solutions Holdings's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.
Unable to determine if EFT Solutions Holdings is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
EFT Solutions Holdings's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
EFT Solutions Holdings
has a total score of
4/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
EFT Solutions Holdings's finances.
The net worth of a company is the difference between its assets and liabilities.
EFT Solutions Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
EFT Solutions Holdings's long term commitments exceed its cash and other short term assets.
This treemap shows a more detailed breakdown of
EFT Solutions Holdings's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is not covered by short term assets, assets are 0.7x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Chun Kit Lo, also known as Andrew, has been the Chairman, Chief Executive Officer and Executive Director of EFT Solutions Holdings Limited since June 2016. Mr. Lo is responsible for supervising overall management and strategy planning of EFT Group as well as daily operation and management. Mr. Lo is experienced in electronic payment solutions, having worked in the industry since February 1997. Prior to joining EFT Group, Mr. Lo worked in a range of positions in Ingenico International (Pacific) Pty Limited from February 1997 to November 2005 and his last position the General Manager of the Hong Kong branch, throughout the period being responsible for electronic payment solution development as well as sales and service support; as a Technical Director from December 2005 to December 2006, responsible for electronic payment solution development for taxi industry in New York, the United States; and as the Head of merchant relationship & services of Hang Seng Bank Limited from February 2007 to August 2008, responsible for credit card payment support services for merchants in Hong Kong and Macau. Mr. Lo serves as a Director of EFT Solutions International. As one of the founders of EFT Group, Mr. Lo was appointed as the Director and has worked as the Chief Executive Officer of EFT Solutions since August 2008. Mr. Lo obtained a Bachelor’s Degree in Science from The University of Western Ontario in Canada in June 1996.
Andrew's compensation has been consistent with company performance over the past year, both up more than 20%.
Andrew's remuneration is higher than average for companies of similar size in Hong Kong.
Management Team Tenure
Average tenure and age of the
EFT Solutions Holdings
management team in years:
The tenure for the EFT Solutions Holdings management team is about average.
Chairman & CEO
Chief Procurement & Logistics Officer
Chief Financial Officer
Chief Operation Officer
Chief Information Officer
Board of Directors Tenure
Average tenure and age of the
EFT Solutions Holdings
board of directors in years:
The average tenure for the EFT Solutions Holdings board of directors is less than 3 years, this suggests a new board.
Do You Like EFT Solutions Holdings Limited (HKG:8062) At This P/E Ratio?
We'll look at EFT Solutions Holdings Limited's (HKG:8062) P/E ratio and reflect on what it tells us about the company's share price. … The formula for P/E is: Price to Earnings Ratio = Price per Share ÷ Earnings per Share (EPS) Or for EFT Solutions Holdings: P/E of 5.14 = HK$0.26 ÷ HK$0.050 (Based on the year to December 2018.) Is A High Price-to-Earnings Ratio Good? … The Verdict On EFT Solutions Holdings's P/E Ratio EFT Solutions Holdings trades on a P/E ratio of 5.1, which is below the HK market average of 11.5.
Investors Who Bought EFT Solutions Holdings (HKG:8062) Shares A Year Ago Are Now Down 52%
In that relatively short period, the share price has plunged 52%. … The falls have accelerated recently, with the share price down 18% in the last three months. … During the unfortunate twelve months during which the EFT Solutions Holdings share price fell, it actually saw its earnings per share (EPS) improve by 53%.
Can EFT Solutions Holdings Limited's (HKG:8062) ROE Continue To Surpass The Industry Average?
While some investors are already well versed in financial metrics (hat tip), this article is for those who would like to learn about Return On Equity (ROE) and why it is important. … Another way to think of that is that for every HK$1 worth of equity in the company, it was able to earn HK$0.33. … Return on Equity = Net Profit ÷ Shareholders' Equity
Here's How P/E Ratios Can Help Us Understand EFT Solutions Holdings Limited (HKG:8062)
The goal of this article is to teach you how to use price to earnings ratios (P/E ratios). … We'll look at EFT Solutions Holdings Limited's (HKG:8062) P/E ratio and reflect on what it tells us about the company's share price. … Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS)
EFT Solutions Holdings Limited (HKG:8062) Is Employing Capital Very Effectively
In particular, we'll consider its Return On Capital Employed (ROCE), as that can give us insight into how profitably the company is able to employ capital in its business. … Understanding Return On Capital Employed (ROCE). … ROCE measures the 'return' (pre-tax profit) a company generates from capital employed in its business.
Is EFT Solutions Holdings Limited (HKG:8062) A High Quality Stock To Own?
This article is for those who would like to learn about Return On Equity (ROE). … Our data shows EFT Solutions Holdings has a return on equity of 33% for the last year. … Return on Equity = Net Profit ÷ Shareholders' Equity
Who Are The Top Investors In EFT Solutions Holdings Limited (HKG:8062)?
A look at the shareholders of EFT Solutions Holdings Limited (HKG:8062) can tell us which group is most powerful. … Institutions often own shares in more established companies, while it's not unusual to see insiders own a fair bit of smaller companies. … EFT Solutions Holdings is a smaller company with a market capitalization of HK$175m, so it may still be flying under the radar of many institutional investors.
Should You Be Tempted To Buy EFT Solutions Holdings Limited (HKG:8062) At Its Current PE Ratio?
and want to start learning about core concepts of fundamental analysis on practical examples from today's market. … EFT Solutions Holdings Limited (HKG:8062) is currently trading at a trailing P/E of 8.2x, which is lower than the industry average of 14.4x. … Check out our latest analysis for EFT Solutions Holdings
EFT Solutions Holdings Limited (HKG:8062) Delivered A Better ROE Than The Industry, Here’s Why
With an ROE of 25.21%, EFT Solutions Holdings Limited (HKG:8062) outpaced its own industry which delivered a less exciting 12.81% over the past year. … But ROE does not capture any debt, so we only see high profits and low equity, which is great on the surface. … Check out our latest analysis for EFT Solutions Holdings
Is EFT Solutions Holdings Limited's (HKG:8062) Balance Sheet A Threat To Its Future?
EFT Solutions Holdings Limited (HKG:8062) is a small-cap stock with a market capitalization of HK$208.80m. … While investors primarily focus on the growth potential and competitive landscape of the small-cap companies, they end up ignoring a key aspect, which could be the biggest threat to its existence: its financial health. … Evaluating financial health as part of your investment thesis is
EFT Solutions Holdings Limited, an investment holding company, provides electronic fund transfer at point-of-sale (EFT-POS) solutions in Hong Kong. The company engages in sourcing EFT-POS terminals and peripheral devices, as well as providing EFT-POS system support services to various EFT-POS terminal manufacturers, acquirers, and merchants. It also provides value-added EFT-POS system support services, including installation, specification testing and electronic payment standards acceptance certification solutions, maintenance, collection, repair, and other related services of EFTPOS terminals. The company was founded in 2004 and is headquartered in Kwai Chung, Hong Kong. EFT Solutions Holdings Limited is a subsidiary of LCK Group Limited.
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