New Risk • Jul 03
New minor risk - Dividend sustainability The company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 8.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.3% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (HK$120.0m market cap, or US$15.3m). Declared Dividend • Jul 02
Dividend of HK$0.02 announced Shareholders will receive a dividend of HK$0.02. Ex-date: 18th August 2026 Payment date: 7th September 2026 Dividend yield will be 8.0%, which is higher than the industry average of 3.1%. Announcement • Jun 30
EFT Solutions Holdings Limited, Annual General Meeting, Aug 07, 2026 EFT Solutions Holdings Limited, Annual General Meeting, Aug 07, 2026. Buy Or Sell Opportunity • Jun 29
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 17% to HK$0.25. The fair value is estimated to be HK$0.21, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.9% over the last 3 years. Meanwhile, the company became loss making. Buy Or Sell Opportunity • May 29
Now 22% overvalued after recent price rise Over the last 90 days, the stock has risen 23% to HK$0.26. The fair value is estimated to be HK$0.21, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.9% over the last 3 years. Meanwhile, the company became loss making. Recent Insider Transactions • May 01
Chief Compliance Officer recently bought HK$153k worth of stock On the 24th of April, Chun Kit Lo bought around 610k shares on-market at roughly HK$0.25 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$252k worth in shares. Buy Or Sell Opportunity • Apr 15
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 6.2% to HK$0.24. The fair value is estimated to be HK$0.20, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.9% over the last 3 years. Meanwhile, the company became loss making. Recent Insider Transactions • Feb 13
Chief Compliance Officer recently bought HK$99k worth of stock On the 10th of February, Chun Kit Lo bought around 490k shares on-market at roughly HK$0.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$249k worth in shares. Buy Or Sell Opportunity • Dec 19
Now 22% overvalued Over the last 90 days, the stock has fallen 12% to HK$0.24. The fair value is estimated to be HK$0.19, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.9% over the last 3 years. Meanwhile, the company became loss making. Buy Or Sell Opportunity • Dec 03
Now 20% overvalued Over the last 90 days, the stock has fallen 14% to HK$0.24. The fair value is estimated to be HK$0.20, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.9% over the last 3 years. Meanwhile, the company became loss making. Reported Earnings • Nov 16
First half 2026 earnings released: EPS: HK$0.005 (vs HK$0.019 in 1H 2025) First half 2026 results: EPS: HK$0.005 (down from HK$0.019 in 1H 2025). Revenue: HK$41.7m (down 14% from 1H 2025). Net income: HK$2.19m (down 76% from 1H 2025). Profit margin: 5.3% (down from 19% in 1H 2025). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings. New Risk • Nov 11
New major risk - Revenue and earnings growth Earnings have declined by 6.3% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.3% per year over the past 5 years. Minor Risks Paying a dividend despite being loss-making. Market cap is less than US$100m (HK$136.8m market cap, or US$17.6m). Announcement • Oct 27
EFT Solutions Holdings Limited to Report First Half, 2026 Results on Nov 10, 2025 EFT Solutions Holdings Limited announced that they will report first half, 2026 results on Nov 10, 2025 Upcoming Dividend • Aug 12
Upcoming dividend of HK$0.01 per share Eligible shareholders must have bought the stock before 19 August 2025. Payment date: 28 August 2025. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 6.3%. Lower than top quartile of Hong Kong dividend payers (6.8%). Higher than average of industry peers (1.6%). Announcement • Aug 08
Eft Solutions Holdings Limited Declares A Final Dividend for the Year Ended March 31, 2025 EFT Solutions Holdings Limited declares a final dividend for the year ended March 31, 2025. For the period, the company reported a dividend of HKD 0.01 per share of the company. Announcement • Jul 03
EFT Solutions Holdings Limited Proposes Final Dividend for the Year Ended 31 March 2025, Payable on 28 August 2025 EFT Solutions Holdings Limited proposed final dividend of HKD 0.01 per share for the Year Ended 31 March 2025. Date of shareholders' approval: 08 August 2025. Ex-dividend date: 19 August 2025. Record date: 22 August 2025. Payment date: 28 August 2025. Declared Dividend • Jul 03
Final dividend of HK$0.01 announced Shareholders will receive a dividend of HK$0.01. Ex-date: 19th August 2025 Payment date: 28th August 2025 Dividend yield will be 6.7%, which is higher than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 26% per year over the past 5 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 90% to bring the payout ratio under control, which is more than the 5.7% EPS growth achieved over the last 5 years. Reported Earnings • Jul 02
Full year 2025 earnings released: EPS: HK$0.012 (vs HK$0.065 in FY 2024) Full year 2025 results: EPS: HK$0.012 (down from HK$0.065 in FY 2024). Revenue: HK$94.4m (down 26% from FY 2024). Net income: HK$5.61m (down 82% from FY 2024). Profit margin: 5.9% (down from 24% in FY 2024). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth. Announcement • Jul 01
EFT Solutions Holdings Limited, Annual General Meeting, Aug 08, 2025 EFT Solutions Holdings Limited, Annual General Meeting, Aug 08, 2025. Announcement • Jun 13
EFT Solutions Holdings Limited to Report Fiscal Year 2025 Results on Jun 30, 2025 EFT Solutions Holdings Limited announced that they will report fiscal year 2025 results at 4:00 PM, China Standard Time on Jun 30, 2025 New Risk • Jun 07
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported September 2024 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (HK$163.2m market cap, or US$20.8m). Recent Insider Transactions • Mar 07
Chief Compliance Officer recently bought HK$150k worth of stock On the 3rd of March, Chun Kit Lo bought around 500k shares on-market at roughly HK$0.30 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$1.6m worth in shares. Board Change • Feb 25
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Alex Chow was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Recent Insider Transactions • Dec 01
Chief Compliance Officer recently bought HK$133k worth of stock On the 26th of November, Chun Kit Lo bought around 445k shares on-market at roughly HK$0.30 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth HK$153k. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$1.4m worth in shares. Declared Dividend • Nov 25
First half dividend of HK$0.01 announced Dividend of HK$0.01 is the same as last year. Ex-date: 29th November 2024 Payment date: 13th December 2024 Dividend yield will be 10.0%, which is higher than the industry average of 3.1%. Sustainability & Growth Dividend is covered by both earnings (49% earnings payout ratio) and cash flows (69% cash payout ratio). The dividend has increased by an average of 48% per year over the past 4 years. However, payments have been volatile during that time. Earnings per share has grown by 29% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Nov 22
EFT Solutions Holdings Limited Announces Interim Dividend for the Six Months Ended September 30, 2024; Payable on December 13, 2024 EFT Solutions Holdings Limited announced Interim dividend of HKD 0.01 per share for the six months ended 30 September 2024. Ex-dividend date: 29 November 2024. Record date: 4 December 2024. Payment date: 13 December 2024. Announcement • Nov 08
EFT Solutions Holdings Limited to Report First Half, 2025 Results on Nov 18, 2024 EFT Solutions Holdings Limited announced that they will report first half, 2025 results on Nov 18, 2024 Recent Insider Transactions • Sep 28
Chief Compliance Officer recently bought HK$153k worth of stock On the 24th of September, Chun Kit Lo bought around 590k shares on-market at roughly HK$0.26 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth HK$474k. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$1.2m worth in shares. Upcoming Dividend • Aug 12
Upcoming dividend of HK$0.02 per share Eligible shareholders must have bought the stock before 19 August 2024. Payment date: 28 August 2024. Payout ratio is a comfortable 46% but the company is paying out more than the cash it is generating. Trailing yield: 10.0%. Within top quartile of Hong Kong dividend payers (8.3%). Higher than average of industry peers (3.5%). Recent Insider Transactions • Jul 17
Chief Compliance Officer recently bought HK$198k worth of stock On the 11th of July, Chun Kit Lo bought around 620k shares on-market at roughly HK$0.32 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Chun Kit has been a buyer over the last 12 months, purchasing a net total of HK$230k worth in shares. Declared Dividend • Jul 03
Final dividend of HK$0.02 announced Dividend of HK$0.02 is the same as last year. Ex-date: 19th August 2024 Payment date: 28th August 2024 Dividend yield will be 9.2%, which is higher than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 48% per year over the past 4 years. However, payments have been volatile during that time. Earnings per share has grown by 26% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Jun 30
Full year 2024 earnings released: EPS: HK$0.065 (vs HK$0.04 in FY 2023) Full year 2024 results: EPS: HK$0.065 (up from HK$0.04 in FY 2023). Revenue: HK$127.7m (up 15% from FY 2023). Net income: HK$31.2m (up 62% from FY 2023). Profit margin: 24% (up from 17% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Announcement • Jun 29
EFT Solutions Holdings Limited, Annual General Meeting, Aug 08, 2024 EFT Solutions Holdings Limited, Annual General Meeting, Aug 08, 2024. Announcement • Jun 26
EFT Solutions Holdings Limited to Report Fiscal Year 2024 Results on Jun 28, 2024 EFT Solutions Holdings Limited announced that they will report fiscal year 2024 results on Jun 28, 2024 New Risk • May 27
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (HK$153.6m market cap, or US$19.7m). New Risk • Mar 28
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Hong Kong stocks, typically moving 11% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (11% average weekly change). Market cap is less than US$100m (HK$156.0m market cap, or US$19.9m). Announcement • Jan 18
EFT Solutions Holdings Limited Announces Board Changes The board of directors of EFT Solutions Holdings Limited announced that Mr. Tso Ping Cheong Brian resigned as an independent non-executive Director and the chairman of audit committee of the Company with effect from 18 January 2024. The resignation of Mr. Tso was due to his other business engagements which require more of his time and dedication. The Board also announced the Board has resolved on 18 January 2024 to appoint Mr. Chow Ka Wo Alex as an independent non-executive Director and the chairman of audit committee of the Company with effect from 18 January 2024. Mr. Chow Ka Wo, Alex, aged 56, has over 25 years of experiences in financial management and corporate finance. Mr. Chow is the founder and a director of Karl Thomson Financial Advisory Limited and Futures Ordinance (Chapter 571 of the Laws of Hong Kong) (the SFO) in Hong Kong. He is also the director and chief financial officer of Innovation Education Open-Ended Fund Company. Mr. Chow previously served as an executive director and chief financial officer of Shenyang Public Utility Holdings Company Limited from February 2009 to June 2013, and Sino Katalytics Investment Corporation (currently known as Capital VC Limited) from September 2005 to March 2010. Mr. Chow holds a Bachelor of Arts degree in Applied Mathematics and Economics from the University of California, Berkeley in the USA awarded in May 1990 and a Master of Arts degree in Economics from the Cornell University in the USA awarded in August 1992. Upcoming Dividend • Nov 16
Upcoming dividend of HK$0.01 per share at 12% yield Eligible shareholders must have bought the stock before 23 November 2023. Payment date: 08 December 2023. Payout ratio is a comfortable 73% and this is well supported by cash flows. Trailing yield: 12%. Within top quartile of Hong Kong dividend payers (8.3%). Higher than average of industry peers (2.5%). Reported Earnings • Nov 12
Second quarter 2024 earnings released: EPS: HK$0.013 (vs HK$0.009 in 2Q 2023) Second quarter 2024 results: EPS: HK$0.013 (up from HK$0.009 in 2Q 2023). Revenue: HK$29.2m (up 16% from 2Q 2023). Net income: HK$6.11m (up 45% from 2Q 2023). Profit margin: 21% (up from 17% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has fallen by 3% per year. Announcement • Oct 28
EFT Solutions Holdings Limited to Report First Half, 2024 Results on Nov 09, 2023 EFT Solutions Holdings Limited announced that they will report first half, 2024 results on Nov 09, 2023 Announcement • Aug 11
EFT Solutions Holdings Limited Declares Final Dividend for the Year Ended 31 March 2023 EFT Solutions Holdings Limited at its Annual General Meeting held on August 10, 2023, declared final dividend of 2.00 Hong Kong cents per share of the Company for the year ended 31 March 2023. Upcoming Dividend • Aug 10
Upcoming dividend of HK$0.02 per share at 16% yield Eligible shareholders must have bought the stock before 17 August 2023. Payment date: 28 August 2023. Payout ratio is on the higher end at 80%, however this is supported by cash flows. Trailing yield: 16%. Within top quartile of Hong Kong dividend payers (7.6%). Higher than average of industry peers (3.7%). Announcement • Jul 28
EFT Solutions Holdings Limited to Report Q1, 2024 Results on Aug 09, 2023 EFT Solutions Holdings Limited announced that they will report Q1, 2024 results on Aug 09, 2023 Reported Earnings • Jun 24
Full year 2023 earnings released: EPS: HK$0.04 (vs HK$0.022 in FY 2022) Full year 2023 results: EPS: HK$0.04 (up from HK$0.022 in FY 2022). Revenue: HK$111.3m (up 7.3% from FY 2022). Net income: HK$19.3m (up 85% from FY 2022). Profit margin: 17% (up from 10% in FY 2022). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth. Announcement • Jun 09
EFT Solutions Holdings Limited to Report Fiscal Year 2023 Results on Jun 23, 2023 EFT Solutions Holdings Limited announced that they will report fiscal year 2023 results on Jun 23, 2023 Announcement • May 09
EFT Solutions Holdings Limited Resignation of Lo Chun Wa as Executive Director The board of directors of EFT Solutions Holdings Limited announced that Mr. Lo Chun Wa has resigned as an executive director of the Company with effect from 8 May 2023. The resignation of Mr. Lo was due to his other personal commitments which require more of his time and dedication. Reported Earnings • Feb 12
Third quarter 2023 earnings released: EPS: HK$0.014 (vs HK$0.01 in 3Q 2022) Third quarter 2023 results: EPS: HK$0.014 (up from HK$0.01 in 3Q 2022). Revenue: HK$30.1m (up 17% from 3Q 2022). Net income: HK$6.66m (up 37% from 3Q 2022). Profit margin: 22% (up from 19% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth. Announcement • Jan 26
EFT Solutions Holdings Limited to Report Q3, 2023 Results on Feb 10, 2023 EFT Solutions Holdings Limited announced that they will report Q3, 2023 results on Feb 10, 2023 Upcoming Dividend • Nov 17
Upcoming dividend of HK$0.01 per share Eligible shareholders must have bought the stock before 24 November 2022. Payment date: 09 December 2022. Payout ratio is on the higher end at 78%, however this is supported by cash flows. Trailing yield: 12%. Within top quartile of Hong Kong dividend payers (9.0%). Higher than average of industry peers (1.9%). Board Change • Nov 16
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. 3 independent directors (4 non-independent directors). Independent Non-Executive Director Ping Yiu Wong was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Announcement • Nov 15
Eft Solutions Holdings Limited Announces Ordinary Interim Dividend for the Six Months Ended 30 September 2022, Payable 09 December 2022 EFT Solutions Holdings Limited announces Ordinary Interim dividend of HKD 0.01 per share for the six months ended 30 September 2022. Ex-dividend date 24 November 2022. Record date: 29 November 2022. Payment date: 09 December 2022. Reported Earnings • Nov 13
Second quarter 2023 earnings released: EPS: HK$0.009 (vs HK$0.008 in 2Q 2022) Second quarter 2023 results: EPS: HK$0.009 (up from HK$0.008 in 2Q 2022). Revenue: HK$25.2m (down 11% from 2Q 2022). Net income: HK$4.22m (up 11% from 2Q 2022). Profit margin: 17% (up from 13% in 2Q 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Announcement • Oct 30
EFT Solutions Holdings Limited to Report First Half, 2023 Results on Nov 11, 2022 EFT Solutions Holdings Limited announced that they will report first half, 2023 results on Nov 11, 2022 Reported Earnings • Aug 14
First quarter 2023 earnings released: EPS: HK$0.012 (vs HK$0.009 in 1Q 2022) First quarter 2023 results: EPS: HK$0.012 (up from HK$0.009 in 1Q 2022). Revenue: HK$28.6m (up 6.4% from 1Q 2022). Net income: HK$5.92m (up 32% from 1Q 2022). Profit margin: 21% (up from 17% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 53% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Announcement • Aug 06
EFT Solutions Holdings Limited Approves Final Dividend for the Year Ended 31 March 2022 EFT Solutions Holdings Limited at Annual General Meeting held on 5 August 2022, approved to declare a final dividend of 2.00 Hong Kong cent per share of the Company for the year ended 31 March 2022. Upcoming Dividend • Aug 02
Upcoming dividend of HK$0.02 per share Eligible shareholders must have bought the stock before 09 August 2022. Payment date: 25 August 2022. Payout ratio is on the higher end at 92%, however this is supported by cash flows. Trailing yield: 12%. Within top quartile of Hong Kong dividend payers (8.3%). Higher than average of industry peers (1.7%). Announcement • Jul 30
EFT Solutions Holdings Limited to Report Q1, 2023 Results on Aug 12, 2022 EFT Solutions Holdings Limited announced that they will report Q1, 2023 results on Aug 12, 2022 Reported Earnings • Jun 26
Full year 2022 earnings released: EPS: HK$0.022 (vs HK$0.055 in FY 2021) Full year 2022 results: EPS: HK$0.022 (down from HK$0.055 in FY 2021). Revenue: HK$103.7m (flat on FY 2021). Net income: HK$10.4m (down 61% from FY 2021). Profit margin: 10% (down from 26% in FY 2021). Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Buying Opportunity • Jun 26
Now 32% undervalued after recent price drop Over the last 90 days, the stock is down 21%. The fair value is estimated to be HK$0.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.8% over the last 3 years. Earnings per share has grown by 57%. Announcement • Jun 17
EFT Solutions Holdings Limited Provides Financial Guidance for the Year Ended 31 March 2022 EFT Solutions Holdings Limited provided financial guidance for the year ended 31 March 2022. The Group is expected to record a decrease in the unaudited profit and totalcomprehensive income attributable to the Shareholders by approximately HKD 16.5 million or 62.3% to approximately HKD 10.0 million as compared to approximately HKD 26.5 million for the year ended 31 March 2021. The Board considers that such decrease in net profit for the year ended 31 March 2022 was mainly attributable to the combined effect of (i) the decrease in other income due to the absence of the gain on one-off disposal of associate and receipt of government subsidies under the Anti-Epidemic Fund set up by the Government of Hong Kong Special Administrative Region; and (ii) the increase of administrative expenses as legal and professional fee for acquisition of subsidiaries for the year ended 31 March 2022. Announcement • Jun 11
EFT Solutions Holdings Limited to Report Fiscal Year 2022 Results on Jun 24, 2022 EFT Solutions Holdings Limited announced that they will report fiscal year 2022 results on Jun 24, 2022 Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Non-Executive Director Ping Yiu Wong was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Announcement • Feb 12
EFT Solutions Holdings Limited Not Recommends Dividend for the Nine Months Ended December 31, 2021 EFT Solutions Holdings Limited's Board does not recommend payment of dividend for the Reporting Period (for the nine months ended 31 December 2020: 2.0 HK cents per share). Reported Earnings • Feb 11
Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations Third quarter 2022 results: EPS: HK$0.01 (down from HK$0.012 in 3Q 2021). Revenue: HK$25.8m (down 3.9% from 3Q 2021). Net income: HK$4.87m (down 17% from 3Q 2021). Profit margin: 19% (down from 22% in 3Q 2021). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 12
Second quarter 2022 earnings released: EPS HK$0.008 (vs HK$0.011 in 2Q 2021) The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2022 results: Revenue: HK$28.4m (up 17% from 2Q 2021). Net income: HK$3.79m (down 30% from 2Q 2021). Profit margin: 13% (down from 22% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Reported Earnings • Aug 11
First quarter 2022 earnings released: EPS HK$0.009 (vs HK$0.01 in 1Q 2021) The company reported a soft first quarter result with weaker earnings and profit margins, although revenues improved. First quarter 2022 results: Revenue: HK$26.9m (up 19% from 1Q 2021). Net income: HK$4.49m (down 10% from 1Q 2021). Profit margin: 17% (down from 22% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings. Upcoming Dividend • Aug 06
Upcoming dividend of HK$0.01 per share Eligible shareholders must have bought the stock before 13 August 2021. Payment date: 03 September 2021. Trailing yield: 7.3%. Within top quartile of Hong Kong dividend payers (6.5%). Higher than average of industry peers (1.2%). Reported Earnings • Jun 27
Full year 2021 earnings released: EPS HK$0.055 (vs HK$0.009 in FY 2020) The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2021 results: Revenue: HK$104.0m (down 13% from FY 2020). Net income: HK$26.5m (up HK$22.3m from FY 2020). Profit margin: 26% (up from 3.5% in FY 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings. Announcement • Jun 11
EFT Solutions Holdings Limited Provides Unaudited Consolidated Earnings Guidance for the Year Ended March 31, 2021 EFT Solutions Holdings Limited provided unaudited consolidated earnings guidance for the year ended March 31, 2021. For the period, the Group is expected to record an increase in the unaudited profit and total comprehensive income attributable to the Shareholders by approximately HKD 20.8 million or 495.2% to approximately HKD 25.0 million for the year ended 31 March 2021 as compared to approximately HKD 4.2 million for the year ended 31 March 2020. Upcoming Dividend • Feb 24
Upcoming Dividend of HK$0.02 Per Share Will be paid on the 19th of March to those who are registered shareholders by the 3rd of March. The trailing yield of 1.3% is below the top quartile of Hong Kong dividend payers (6.2%), and is lower than industry peers (3.5%). Is New 90 Day High Low • Feb 20
New 90-day high: HK$0.47 The company is up 71% from its price of HK$0.28 on 20 November 2020. The Hong Kong market is up 17% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Electronic industry, which is up 33% over the same period. Reported Earnings • Feb 10
Third quarter 2021 earnings released: EPS HK$0.012 (vs HK$0.005 loss in 3Q 2020) The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2021 results: Revenue: HK$26.8m (down 4.1% from 3Q 2020). Net income: HK$5.85m (up HK$8.24m from 3Q 2020). Profit margin: 22% (up from net loss in 3Q 2020). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 53% per year but the company’s share price has remained flat, which means it is well ahead of earnings. Is New 90 Day High Low • Feb 04
New 90-day high: HK$0.30 The company is up 13% from its price of HK$0.27 on 06 November 2020. The Hong Kong market is up 14% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Electronic industry, which is up 30% over the same period. Announcement • Jan 20
EFT Solutions Holdings Limited to Report Q3, 2021 Results on Feb 09, 2021 EFT Solutions Holdings Limited announced that they will report Q3, 2021 results on Feb 09, 2021 Is New 90 Day High Low • Jan 14
New 90-day low: HK$0.25 The company is down 6.0% from its price of HK$0.27 on 16 October 2020. The Hong Kong market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Electronic industry, which is up 26% over the same period. Is New 90 Day High Low • Dec 07
New 90-day high: HK$0.29 The company is up 9.0% from its price of HK$0.27 on 08 September 2020. The Hong Kong market is also up 9.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Electronic industry, which is up 8.0% over the same period. Reported Earnings • Nov 11
Second quarter 2021 earnings released: EPS HK$0.011 The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: HK$24.3m (down 22% from 2Q 2020). Net income: HK$5.37m (up 134% from 2Q 2020). Profit margin: 22% (up from 7.3% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 53% per year but the company’s share price has only fallen by 22% per year, which means it has not declined as severely as earnings. Announcement • Aug 06
EFT Solutions Holdings Limited to Report Q1, 2021 Results on Aug 14, 2020 EFT Solutions Holdings Limited announced that they will report Q1, 2021 results on Aug 14, 2020