China Merchants Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Merchants Bank has total assets of CN¥11,028.5B and total equity of CN¥1,085.7B. Total deposits are CN¥8,662.9B, and total loans are CN¥6,423.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥799.1B.
Key information
10.2x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | CN¥8.66t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥799.10b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3968's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: 3968 has a sufficient allowance for bad loans (433%).
Low Risk Liabilities: 87% of 3968's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3968 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 3968's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 3968 has an appropriate level of bad loans (0.9%).