Dah Sing Banking Group Balance Sheet Health
Financial Health criteria checks 5/6
Dah Sing Banking Group has total assets of HK$251.0B and total equity of HK$30.9B. Total deposits are HK$206.7B, and total loans are HK$141.4B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are HK$25.9B.
Key information
8.1x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | HK$206.72b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | HK$25.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2356's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: 2356 has a low allowance for bad loans (42%).
Low Risk Liabilities: 94% of 2356's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2356 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 2356's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 2356 has an appropriate level of bad loans (1.8%).