Bank of Zhengzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Zhengzhou has total assets of CN¥666.6B and total equity of CN¥56.8B. Total deposits are CN¥416.2B, and total loans are CN¥404.1B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥83.4B.
Key information
11.7x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | CN¥416.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥83.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 6196's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 6196 has a sufficient allowance for bad loans (166%).
Low Risk Liabilities: 68% of 6196's liabilities are made up of primarily low risk sources of funding.
Loan Level: 6196 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 6196's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: 6196 has an appropriate level of bad loans (1.7%).