China Merchants Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Merchants Bank has total assets of CN¥11,654.8B and total equity of CN¥1,159.6B. Total deposits are CN¥9,420.1B, and total loans are CN¥6,498.0B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥1,353.3B.
Key information
10.1x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | CN¥9.42t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥1.35t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3968's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: 3968 has a sufficient allowance for bad loans (431%).
Low Risk Liabilities: 90% of 3968's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3968 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 3968's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 3968 has an appropriate level of bad loans (1%).