China Minsheng Banking Corp., Ltd.

SHSC:1988 Stock Report

Market Cap: HK$177.9b

China Minsheng Banking Balance Sheet Health

Financial Health criteria checks 6/6

China Minsheng Banking has total assets of CN¥7,698.0B and total equity of CN¥646.3B. Total deposits are CN¥5,295.7B, and total loans are CN¥4,499.9B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥750.5B.

Key information

11.9x

Asset to equity ratio

1.5%

Net interest margin

Total deposits

CN¥5.30t

Loan to deposit ratio

Appropriate

Bad loans

1.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

CN¥750.53b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 1988's Assets to Equity ratio (11.9x) is moderate.

Allowance for Bad Loans: 1988 has a sufficient allowance for bad loans (146%).

Low Risk Liabilities: 75% of 1988's liabilities are made up of primarily low risk sources of funding.

Loan Level: 1988 has an appropriate level of Loans to Assets ratio (58%).

Low Risk Deposits: 1988's Loans to Deposits ratio (85%) is appropriate.

Level of Bad Loans: 1988 has an appropriate level of bad loans (1.4%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/17 10:42
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

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Analyst Sources

China Minsheng Banking Corp., Ltd. is covered by 78 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yu Hang AuABCI Securities Company Limited
Meizhi YanBarclays
Dorris ChenBNP Paribas Securities (Asia)