Agricultural Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Agricultural Bank of China has total assets of CN¥43,553.3B and total equity of CN¥3,010.3B. Total deposits are CN¥35,686.8B, and total loans are CN¥23,739.1B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥5,736.4B.
Key information
14.5x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | CN¥35.69t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥5.74t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1288's Assets to Equity ratio (14.5x) is moderate.
Allowance for Bad Loans: 1288 has a sufficient allowance for bad loans (292%).
Low Risk Liabilities: 88% of 1288's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1288 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 1288's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 1288 has an appropriate level of bad loans (1.3%).