Agricultural Bank of China Limited

SHSC:1288 Stock Report

Market Cap: HK$1.8t

Agricultural Bank of China Balance Sheet Health

Financial Health criteria checks 6/6

Agricultural Bank of China has total assets of CN¥43,553.3B and total equity of CN¥3,010.3B. Total deposits are CN¥35,686.8B, and total loans are CN¥23,739.1B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥5,736.4B.

Key information

14.5x

Asset to equity ratio

1.6%

Net interest margin

Total deposits

CN¥35.69t

Loan to deposit ratio

Appropriate

Bad loans

1.3%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

CN¥5.74t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 1288's Assets to Equity ratio (14.5x) is moderate.

Allowance for Bad Loans: 1288 has a sufficient allowance for bad loans (292%).

Low Risk Liabilities: 88% of 1288's liabilities are made up of primarily low risk sources of funding.

Loan Level: 1288 has an appropriate level of Loans to Assets ratio (55%).

Low Risk Deposits: 1288's Loans to Deposits ratio (67%) is appropriate.

Level of Bad Loans: 1288 has an appropriate level of bad loans (1.3%).


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