Dongguan Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Dongguan Rural Commercial Bank has total assets of CN¥723.5B and total equity of CN¥60.0B. Total deposits are CN¥527.3B, and total loans are CN¥372.5B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥93.2B.
Key information
12.1x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥527.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥93.22b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 9889's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: 9889 has a sufficient allowance for bad loans (309%).
Low Risk Liabilities: 79% of 9889's liabilities are made up of primarily low risk sources of funding.
Loan Level: 9889 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 9889's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: 9889 has an appropriate level of bad loans (1.2%).