Public Financial Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Public Financial Holdings has total assets of HK$43.1B and total equity of HK$8.6B. Total deposits are HK$32.2B, and total loans are HK$24.3B.
Key information
5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | HK$32.24b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | HK$7.06b |
Recent financial health updates
No updates
Recent updates
Public Financial Holdings (HKG:626) Has Announced That Its Dividend Will Be Reduced To HK$0.03
Jun 30
Public Financial Holdings' (HKG:626) Dividend Will Be Reduced To HK$0.11
Dec 30Public Financial Holdings (HKG:626) Is Due To Pay A Dividend Of HK$0.05
Jun 30Public Financial Holdings (HKG:626) Is Increasing Its Dividend To HK$0.15
Jan 07Public Financial Holdings (HKG:626) Will Pay A Larger Dividend Than Last Year At HK$0.05
Jul 02Public Financial Holdings Limited's (HKG:626) CEO Might Not Expect Shareholders To Be So Generous This Year
Apr 16How Much Is Public Financial Holdings Limited (HKG:626) Paying Its CEO?
Feb 24Public Financial Holdings Limited (HKG:626) Goes Ex-Dividend Soon
Jan 20Reflecting on Public Financial Holdings' (HKG:626) Share Price Returns Over The Last Five Years
Dec 07
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 626's Assets to Equity ratio (5x) is low.
Allowance for Bad Loans: 626 has a low allowance for bad loans (27%).
Low Risk Liabilities: 93% of 626's liabilities are made up of primarily low risk sources of funding.
Loan Level: 626 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 626's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 626 has a high level of bad loans (3.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 12:31 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Public Financial Holdings Limited is covered by 6 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | BNP Paribas Securities (Asia) |
| null null | CGS International |
| Paul Lee | Haitong International Research Limited (Inactive) |