HSBC Holdings Balance Sheet Health
Financial Health criteria checks 5/6
HSBC Holdings has total assets of $3,038.7B and total equity of $192.6B. Total deposits are $1,705.9B, and total loans are $974.8B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are $1,084.0B.
Key information
15.8x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | US$1.71t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$1.08t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5's Assets to Equity ratio (15.8x) is moderate.
Allowance for Bad Loans: 5 has a low allowance for bad loans (57%).
Low Risk Liabilities: 60% of 5's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5 has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: 5's Loans to Deposits ratio (57%) is appropriate.
Level of Bad Loans: 5 has an appropriate level of bad loans (2%).