Huishang Bank Balance Sheet Health
Financial Health criteria checks 6/6
Huishang Bank has total assets of CN¥1,806.1B and total equity of CN¥146.7B. Total deposits are CN¥1,182.7B, and total loans are CN¥937.4B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥243.1B.
Key information
12.3x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | CN¥1.18t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥243.08b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3698's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: 3698 has a sufficient allowance for bad loans (292%).
Low Risk Liabilities: 71% of 3698's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3698 has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: 3698's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 3698 has an appropriate level of bad loans (1.2%).