Huishang Bank Balance Sheet Health
Financial Health criteria checks 6/6
Huishang Bank has total assets of CN¥1,928.1B and total equity of CN¥154.7B. Total deposits are CN¥1,302.9B, and total loans are CN¥987.2B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CN¥266.5B.
Key information
12.5x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | CN¥1.30t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥266.52b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3698's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: 3698 has a sufficient allowance for bad loans (290%).
Low Risk Liabilities: 73% of 3698's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3698 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 3698's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 3698 has an appropriate level of bad loans (1.1%).