Bank of Gansu Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Gansu has total assets of CN¥422.2B and total equity of CN¥33.6B. Total deposits are CN¥333.6B, and total loans are CN¥228.0B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are CN¥53.3B.
Key information
12.6x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥333.59b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥53.34b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2139's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: 2139 has a sufficient allowance for bad loans (135%).
Low Risk Liabilities: 86% of 2139's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2139 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 2139's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 2139 has an appropriate level of bad loans (1.9%).