China Zheshang Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Zheshang Bank has total assets of CN¥3,246.6B and total equity of CN¥194.4B. Total deposits are CN¥2,257.0B, and total loans are CN¥1,818.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥476.6B.
Key information
16.7x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥2.26t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥476.62b |
Recent financial health updates
No updates
Recent updates
We Think China Zheshang Bank Co., Ltd's (HKG:2016) CEO Compensation Package Needs To Be Put Under A Microscope
Jun 05
Is China Zheshang Bank Co., Ltd (HKG:2016) A Smart Choice For Dividend Investors?
Mar 30Here's What China Zheshang Bank Co., Ltd's (HKG:2016) Shareholder Ownership Structure Looks Like
Feb 23How Much Did China Zheshang Bank's(HKG:2016) Shareholders Earn From Share Price Movements Over The Last Three Years?
Jan 19What Can We Make Of China Zheshang Bank's (HKG:2016) CEO Compensation?
Dec 15
How Does China Zheshang Bank Co., Ltd (HKG:2016) Fare As A Dividend Stock?
Nov 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2016's Assets to Equity ratio (16.7x) is moderate.
Allowance for Bad Loans: 2016 has a sufficient allowance for bad loans (174%).
Low Risk Liabilities: 74% of 2016's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2016 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 2016's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 2016 has an appropriate level of bad loans (1.4%).