China Minsheng Banking Balance Sheet Health
Financial Health criteria checks 6/6
China Minsheng Banking has total assets of CN¥7,675.0B and total equity of CN¥637.8B. Total deposits are CN¥5,518.6B, and total loans are CN¥4,407.5B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are CN¥579.3B.
Key information
12x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CN¥5.52t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥579.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1988's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: 1988 has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 78% of 1988's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1988 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 1988's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: 1988 has an appropriate level of bad loans (1.6%).