Bank of Chongqing Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Chongqing has total assets of CN¥780.8B and total equity of CN¥61.4B. Total deposits are CN¥439.2B, and total loans are CN¥378.1B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥61.0B.
Key information
12.7x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CN¥439.22b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Good |
Cash & equivalents | CN¥60.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1963's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: 1963 has a sufficient allowance for bad loans (233%).
Low Risk Liabilities: 61% of 1963's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1963 has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: 1963's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: 1963 has an appropriate level of bad loans (1.3%).