QLCO Stock Overview

Designs and develops platform as a service and portfolio management solutions for financial market. More details

QLCO fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	1/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (28x) is below the Software industry average (29.1x)

Revenue grew by 5% over the past year

Risk Analysis

Shares are highly illiquid

High level of non-cash earnings

Has a high level of debt

Community vs My Fair Value

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Qualco Group S.A. Competitors

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Price History & Performance

Summary of share price highs, lows and changes for Qualco Group
Historical stock prices
Current Share Price	€6.12
52 Week High	€6.32
52 Week Low	€5.62
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	QLCO	GR Software	GR Market
7D	n/a	1.3%	3.1%
1Y	n/a	32.5%	15.7%

Return vs Industry: Insufficient data to determine how QLCO performed against the Greek Software industry.

Return vs Market: Insufficient data to determine how QLCO performed against the Greek Market.

Price Volatility

Is QLCO's price volatile compared to industry and market?
QLCO volatility
QLCO Average Weekly Movement	n/a
Software Industry Average Movement	6.7%
Market Average Movement	5.0%
10% most volatile stocks in GR Market	7.2%
10% least volatile stocks in GR Market	3.1%

Stable Share Price: QLCO's share price has been volatile over the past 3 months compared to the Greek market.

Volatility Over Time: Insufficient data to determine QLCO's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	1,083	Miltiadis Georgantzis	qualco.group

Qualco Group S.A. designs and develops platform as a service and portfolio management solutions for financial market. The company offers QUALCO Loan Manager, a loan management software for creditors; QUALCO 360, a platform to adapt customer changing behaviors; QUALCO Loan Originator, an automated system to streamline loan origination; QUALCO Data-Driven Decisions Engine, a hub for credit portfolio analytics; QUALCO ProximaPlus, a supply chain finance platform; QUALCO Kyberas to manage discounted process; QUALCO Scalefin, a digital banking platform; QUALCO Digital Self-Service Portal; QUALCO Omnichannel Customer Engagement platform; Generative AI Assistant, a platform for processing technical documentation; a receivables securitisation platform; QUALCO ExtraCollect platform for debt recovery data; Togglit for debt collection agencies; Uniko, a real estate platform; QUALCO Intelligent Finance, a B2B receivables management platform; and an operation digitalization platform. It caters to servicers, banks, and financial institutions.

Qualco Group S.A. Fundamentals Summary

How do Qualco Group's earnings and revenue compare to its market cap?
QLCO fundamental statistics
Market cap	€428.58m
Earnings (TTM)	€15.29m
Revenue (TTM)	€183.77m

28.0x

P/E Ratio

2.3x

P/S Ratio

Is QLCO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QLCO income statement (TTM)
Revenue	€183.77m
Cost of Revenue	€96.78m
Gross Profit	€86.99m
Other Expenses	€71.70m
Earnings	€15.29m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.22
Gross Margin	47.34%
Net Profit Margin	8.32%
Debt/Equity Ratio	73.6%

How did QLCO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/18 08:05
End of Day Share Price	2025/05/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Qualco Group S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Qualco Group ATSE:QLCO Stock Report