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CrediaBank S.A.ATSE:CREDIA Stock Report

Market Cap €2.4b
Share Price
€1.48
My Fair Value
n/a
1Y-78.8%
7D-1.3%
Portfolio Value
View

CrediaBank S.A.

ATSE:CREDIA Stock Report

Market Cap: €2.4b

CrediaBank (CREDIA) Stock Overview

Provides financial and banking services to individuals and companies in Greece. More details

CREDIA fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance0/6
Financial Health4/6
Dividends0/6

CREDIA Community Fair Values

Create Narrative

See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

CrediaBank S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CrediaBank
Historical stock prices
Current Share Price€1.48
52 Week High€7.00
52 Week Low€0.52
Beta2.33
1 Month Change-9.85%
3 Month Change30.00%
1 Year Change-78.77%
3 Year Change-99.90%
5 Year Change-100.00%
Change since IPO-100.00%

Recent News & Updates

Recent updates

Here's What Attica Bank S.A.'s (ATH:TATT) Shareholder Ownership Structure Looks Like

Mar 19
Here's What Attica Bank S.A.'s (ATH:TATT) Shareholder Ownership Structure Looks Like

What Kind Of Investors Own Most Of Attica Bank S.A. (ATH:TATT)?

Nov 27
What Kind Of Investors Own Most Of Attica Bank S.A. (ATH:TATT)?

Shareholder Returns

CREDIAGR BanksGR Market
7D-1.3%-2.7%-0.7%
1Y-78.8%30.8%23.8%

Return vs Industry: CREDIA underperformed the Greek Banks industry which returned 30.8% over the past year.

Return vs Market: CREDIA underperformed the Greek Market which returned 23.8% over the past year.

Price Volatility

Is CREDIA's price volatile compared to industry and market?
CREDIA volatility
CREDIA Average Weekly Movement6.7%
Banks Industry Average Movement4.1%
Market Average Movement3.8%
10% most volatile stocks in GR Market7.1%
10% least volatile stocks in GR Market2.2%

Stable Share Price: CREDIA's share price has been volatile over the past 3 months compared to the Greek market.

Volatility Over Time: CREDIA's weekly volatility has decreased from 13% to 7% over the past year, but is still higher than 75% of Greek stocks.

About the Company

FoundedEmployeesCEOWebsite
19241,258Eleni Ch. Christouwww.atticabank.gr

CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits. The company also provides consumer, mortgage, ECO, business premises, working capital, and long and short-term loans.

CrediaBank S.A. Fundamentals Summary

How do CrediaBank's earnings and revenue compare to its market cap?
CREDIA fundamental statistics
Market cap€2.40b
Earnings (TTM)-€325.70m
Revenue (TTM)n/a
2.5x
P/B Ratio
-12.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CREDIA income statement (TTM)
Revenue-€186.68m
Cost of Revenue€12.68m
Gross Profit-€199.37m
Other Expenses€126.34m
Earnings-€325.70m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 20, 2025

Earnings per share (EPS)-0.20
Gross Margin106.79%
Net Profit Margin174.47%
Debt/Equity Ratio24.7%

How did CREDIA perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/02 01:22
End of Day Share Price 2025/10/31 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CrediaBank S.A. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pedro FonsecaEdison Investment Research
Dimitris GiannoulisResearchGreece