Societe Generale Ghana Balance Sheet Health
Financial Health criteria checks 4/6
Societe Generale Ghana has total assets of GHS8.5B and total equity of GHS1.5B. Total deposits are GHS5.1B, and total loans are GHS4.0B.
Key information
5.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | GH₵5.09b |
Loan to deposit ratio | Appropriate |
Bad loans | 19.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GH₵445.53m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SOGEGH's Assets to Equity ratio (5.6x) is low.
Allowance for Bad Loans: SOGEGH has a low allowance for bad loans (59%).
Low Risk Liabilities: 73% of SOGEGH's liabilities are made up of primarily low risk sources of funding.
Loan Level: SOGEGH has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: SOGEGH's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: SOGEGH has a high level of bad loans (19.5%).