Societe Generale Ghana PLC

GHSE:SOGEGH Stock Report

Market Cap: GH₵1.1b

Societe Generale Ghana Balance Sheet Health

Financial Health criteria checks 4/6

Societe Generale Ghana has total assets of GHS9.0B and total equity of GHS1.6B. Total deposits are GHS5.6B, and total loans are GHS3.9B.

Key information

5.6x

Asset to equity ratio

n/a

Net interest margin

Total deposits

GH₵5.60b

Loan to deposit ratio

Appropriate

Bad loans

19.5%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

GH₵2.03b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SOGEGH's Assets to Equity ratio (5.6x) is low.

Allowance for Bad Loans: SOGEGH has a low allowance for bad loans (59%).

Low Risk Liabilities: 75% of SOGEGH's liabilities are made up of primarily low risk sources of funding.

Loan Level: SOGEGH has an appropriate level of Loans to Assets ratio (43%).

Low Risk Deposits: SOGEGH's Loans to Deposits ratio (70%) is appropriate.

Level of Bad Loans: SOGEGH has a high level of bad loans (19.5%).


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