Republic Bank (Ghana) PLC

GHSE:RBGH Stock Report

Market Cap: GH₵562.3m

Republic Bank (Ghana) Past Earnings Performance

Past criteria checks 3/6

Republic Bank (Ghana) has been growing earnings at an average annual rate of 6.6%, while the Banks industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 18.4% per year. Republic Bank (Ghana)'s return on equity is 19.7%, and it has net margins of 23.6%.

Key information

6.6%

Earnings growth rate

0.4%

EPS growth rate

Banks Industry Growth0.6%
Revenue growth rate18.4%
Return on equity19.7%
Net Margin23.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Republic Bank (Ghana) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

GHSE:RBGH Revenue, expenses and earnings (GHS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247881863230
30 Jun 247321492970
31 Mar 247011382820
31 Dec 236861402800
30 Sep 23454-442680
30 Jun 23438-222550
31 Mar 23368-432410
31 Dec 22309-642260
30 Sep 22464952130
30 Jun 22438882040
31 Mar 22430931940
31 Dec 21406881870
30 Sep 21391881800
30 Jun 21365771760
31 Mar 21341631730
31 Dec 20330561740
30 Sep 20310531720
30 Jun 20322651660
31 Mar 20335801650
31 Dec 19324781560
30 Sep 19297621500
30 Jun 19277441480
31 Mar 19251301430
31 Dec 18240271400
30 Sep 18272461320
30 Jun 18273411290
31 Mar 18282481240
31 Dec 17273451200
30 Sep 17215-31280
30 Jun 17162-391800
31 Mar 17135-451270
31 Dec 16129-481240
30 Sep 16129-491910
30 Jun 16120-3630
31 Mar 16121-471310
31 Dec 15128-371060
30 Sep 15160940
30 Jun 152035240
31 Mar 152066740
31 Dec 141855740
30 Sep 141685120
30 Jun 141464520
31 Mar 141304120
31 Dec 131183920

Quality Earnings: RBGH has high quality earnings.

Growing Profit Margin: RBGH became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: RBGH's earnings have grown by 6.6% per year over the past 5 years.

Accelerating Growth: RBGH has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: RBGH has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (22.4%).

Return on Equity

High ROE: RBGH's Return on Equity (19.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 00:03
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Republic Bank (Ghana) PLC is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gyimah AdjeiFrontline Capital Advisors, Ltd.