Announcement • Feb 27
RC365 Holding plc announced that it expects to receive £3 million in funding RC365 Holding plc announces that it has entered into a convertible loan note instrument with VBG Consulting Holdings Limited to issue unsecured convertible loan notes for gross proceeds of £3,000,000 on February 26, 2026. Maturity is 3 years from the date of issuance of the Loan Notes. 12% rolled-up coupon accruing from issuance, payable on maturity or conversion. Reported Earnings • Dec 12
First half 2026 earnings released: HK$0.027 loss per share (vs HK$0.052 loss in 1H 2025) First half 2026 results: HK$0.027 loss per share (improved from HK$0.052 loss in 1H 2025). Revenue: HK$11.9m (up 95% from 1H 2025). Net loss: HK$4.12m (loss narrowed 44% from 1H 2025). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has fallen by 60% per year, which means it is performing significantly worse than earnings. Announcement • Aug 11
RC365 Holding plc, Annual General Meeting, Sep 04, 2025 RC365 Holding plc, Annual General Meeting, Sep 04, 2025, at 17:00 China Standard Time. Location: room i, 17 f, mg tower, 133 hoi bun road, kwun tong, Hong Kong New Risk • Aug 07
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 13% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (13% average weekly change). Earnings have declined by 65% per year over the past 5 years. Market cap is less than US$10m (UK£1.88m market cap, or US$2.53m). Minor Risk Revenue is less than US$5m (HK$14m revenue, or US$1.8m). Reported Earnings • Aug 03
Full year 2025 earnings released Full year 2025 results: Revenue: HK$14.1m (down 36% from FY 2024). Net loss: HK$30.8m (loss narrowed 17% from FY 2024). New Risk • Jun 13
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 74% per year over the past 5 years. Market cap is less than US$10m (UK£1.43m market cap, or US$1.93m). Minor Risks Latest financial reports are more than 6 months old (reported September 2024 fiscal period end). Revenue is less than US$5m (HK$21m revenue, or US$2.7m). New Risk • Mar 27
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 17% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (35% average weekly change). Earnings have declined by 74% per year over the past 5 years. Market cap is less than US$10m (UK£1.77m market cap, or US$2.29m). Minor Risks Shareholders have been diluted in the past year (17% increase in shares outstanding). Revenue is less than US$5m (HK$21m revenue, or US$2.7m). Reported Earnings • Dec 01
First half 2025 earnings released: HK$0.052 loss per share (vs HK$0.28 loss in 1H 2024) First half 2025 results: HK$0.052 loss per share (improved from HK$0.28 loss in 1H 2024). Revenue: HK$6.14m (down 9.8% from 1H 2024). Net loss: HK$7.40m (loss narrowed 79% from 1H 2024). New Risk • Nov 26
New major risk - Revenue and earnings growth Earnings have declined by 74% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Earnings have declined by 74% per year over the past 5 years. Market cap is less than US$10m (UK£2.18m market cap, or US$2.74m). Minor Risks Shareholders have been diluted in the past year (17% increase in shares outstanding). Revenue is less than US$5m (HK$21m revenue, or US$2.7m). Board Change • Sep 03
High number of new and inexperienced directors There are 4 new directors who have joined the board in the last 3 years. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. CEO & Executive Director Kit Chi is the most experienced director on the board, commencing their role in 2021. The company’s lack of experienced directors is considered a risk according to the Simply Wall St Risk Model. Announcement • Aug 16
RC365 Holding plc, Annual General Meeting, Sep 10, 2024 RC365 Holding plc, Annual General Meeting, Sep 10, 2024, at 17:00 China Standard Time. Location: room i, 17 f, mg tower, 133 hoi bun road, kwun tong, Hong Kong Announcement • Aug 15
Rc365 Holding plc Announces Board Changes RC365 Holding plc appointed Iain Muir as an Independent Non-Executive Director, effective immediately. Mr. Muir, aged 40, an FCA Qualified Chartered Accountant, has over a decade's leadership experience in business and finance. He is currently Managing Director of MBB Advisory Limited, a provider of professional services to small & medium sized businesses, which he founded in 2022. He also currently holds three directorships in private companies operating in the media, marketing and financial services sectors. Prior to MBB Advisory, Mr. Muir spent six years as Head of Finance and then Director of Operations at Ambassadeurs Group Limited, a leisure and hospitality business, where his varied roles included strategy development, management oversight for multiple business units, improving risk mitigation and project managing an M&A process. After joining PriceWaterhouseCoopers as a trainee graduate in 2008, he spent a total of eight years in Assurance, progressing to Senior Manager after having an 18-month period in commercial finance roles within industry. The Company also gives notice that Robert Cairns, Non-Executive Chairman, will not be seeking re-election at the forthcoming AGM. At the conclusion of the Meeting, Mr. Cairns will be stepping down from the Board and, on re-appointment, Mr. Muir will assume the role of Non-Executive Chairman as well as Chair of the Audit Committee. Reported Earnings • Jul 31
Full year 2024 earnings released: HK$0.29 loss per share (vs HK$0.05 loss in FY 2023) Full year 2024 results: HK$0.29 loss per share (further deteriorated from HK$0.05 loss in FY 2023). Revenue: HK$22.0m (up 31% from FY 2023). Net loss: HK$36.9m (loss widened HK$31.5m from FY 2023). Announcement • Jul 23
RC365 Holding plc (LSE:RCGH) acquired Money Lenders Licence in Hong Kong for HKD 0.230 million. RC365 Holding plc (LSE:RCGH) acquired Money Lenders Licence in Hong Kong for HKD 0.230 million on July 22, 2024. RC365 has gained the MLL via the acquisition, through a wholly-owned subsidiary of the Company, of the entire issued share capital of HC Capital Group Ltd, the licence holder, for a cash consideration of HK$230k. HC Capital Group is licensed and regulated in Hong Kong under the Money Lenders Ordinance. Ross Andrews, Evangeline Klaassen of Guild Financial Advisory Limited acted as financial advisor for RC365 Holding plc.
RC365 Holding plc (LSE:RCGH) completed the acquisition of Money Lenders Licence in Hong Kong on July 22, 2024. New Risk • Jul 22
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 15% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (15% average weekly change). Market cap is less than US$10m (UK£3.96m market cap, or US$5.11m). Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Shareholders have been diluted in the past year (15% increase in shares outstanding). Revenue is less than US$5m (HK$16m revenue, or US$2.0m). New Risk • Jul 09
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (UK£2.82m market cap, or US$3.61m). Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Share price has been volatile over the past 3 months (10% average weekly change). Shareholders have been diluted in the past year (15% increase in shares outstanding). Revenue is less than US$5m (HK$16m revenue, or US$2.0m). Announcement • Apr 19
RC365 Holding plc Receives Government Grant RC365 Holding plc announced that Regal Crown Technology Limited, a wholly owned subsidiary of RC365 has received conditional approval from The Trade and Industry Department of the Hong Kong SAR Government for a grant of up to approximately £100k. The Hong Kong dedicated fund on Branding, Upgrading and Domestic Sales (BUD) is designed to strengthen the support to Hong Kong incorporated enterprises in enhancing their competitiveness and developing in markets which have Free Trade Agreements with Hong Kong. The funds will be used tofacilitatethe Company's projects in Malaysia as it continues to expand operations within the region. New Risk • Apr 10
New major risk - Market cap size The company's market capitalization is less than US$10m. Market cap: UK£7.51m (US$9.42m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (15% average weekly change). Market cap is less than US$10m (UK£7.51m market cap, or US$9.42m). Minor Risks Shareholders have been diluted in the past year (4.0% increase in shares outstanding). Revenue is less than US$5m (HK$16m revenue, or US$2.0m). Announcement • Mar 06
RC365 Holding plc announced that it expects to receive £4 million in funding from Mill End Capital Ltd RC365 Holding Plc announced that it has entered into an Unsecured Convertible Loan Note with new investor Mill End Capital Limited to issue £4,000,000 on March 4, 2024. The First Tranche of the CLN comprises £600,000, the Second Tranche of the CLN comprises a further £1,400,000 which can be drawn at company's election and subject to shareholder approval by April 30, 2024 and any Further Tranche shall be at the written request of company and discretion of the Lender, provided that the aggregate amount issued pursuant to this note shall not exceed £4,000,000. The CLN shall not bear interest and no interest shall be payable to the Noteholder in respect of them. The Ordinary Shares arising on conversion of the Notes shall be credited as fully paid and rank pari passu with Ordinary Shares of the same class in issue on the date of their issue and shall carry the right to receive all dividends and other distributions declared after such date. The Company may at any time on ten Business Days' prior, and with written notice to the Noteholder, redeem all (but not part) of the CLN then outstanding by paying to the Noteholder in immediately available cleared funds an amount equal to 120% of the Notes then outstanding. Reported Earnings • Dec 27
First half 2024 earnings released: HK$0.28 loss per share (vs HK$0.028 loss in 1H 2023) First half 2024 results: HK$0.28 loss per share (further deteriorated from HK$0.028 loss in 1H 2023). Revenue: HK$6.80m (down 14% from 1H 2023). Net loss: HK$34.9m (loss widened HK$31.9m from 1H 2023). New Risk • Aug 23
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 17% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (50% average weekly change). Minor Risks Latest financial reports are more than 6 months old (reported March 2022 fiscal period end). Shareholders have been diluted in the past year (17% increase in shares outstanding). Revenue is less than US$5m (HK$8.1m revenue, or US$1.0m). Market cap is less than US$100m (UK£64.0m market cap, or US$81.4m). New Risk • Aug 22
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: UK£72.0m (US$91.7m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (49% average weekly change). Minor Risks Latest financial reports are more than 6 months old (reported March 2022 fiscal period end). Revenue is less than US$5m (HK$8.1m revenue, or US$1.0m). Market cap is less than US$100m (UK£72.0m market cap, or US$91.7m). Announcement • Aug 11
RC365 Holding plc, Annual General Meeting, Sep 12, 2023 RC365 Holding plc, Annual General Meeting, Sep 12, 2023, at 17:00 China Standard Time. Location: Level 35, Two Pacific Place 88 Queensway Admiralty Hong Kong Announcement • Jul 14
RC365 Holding plc (LSE:RCGH) acquired Mr Meal Production Limited for HK$ 2 million. RC365 Holding plc (LSE:RCGH) acquired Mr Meal Production Limited for HK$ 2 million on July 13, 2023. The Consideration is payable as to HK$1,000,000 in cash upon completion and HK$1,000,000 through the issue of 91,453 new Ordinary Shares in the Company, representing 0.07% of the current issued share capital. The cash Consideration will be funded through the Group's existing reserves. Ross Andrews of Guild Financial Advisory Limited acted as financial advisor to RC365 Holding plc (LSE:RCGH). Unaudited management accounts of Mr Meal for the year ended 31 March 2023 show revenue of HK$2.6m and profit before tax of HK$0.3m. Mr Meal will continue to operate under its own brand.
RC365 Holding plc (LSE:RCGH) completed the acquisition of Mr Meal Production Limited on July 13, 2023. New Risk • Jun 17
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 15% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks No financial data reported. Share price has been highly volatile over the past 3 months (15% average weekly change). Minor Risks Significant insider selling over the past 3 months (UK£2.2m sold). Market cap is less than US$100m (UK£35.7m market cap, or US$45.8m). Announcement • Jun 01
RC365 Holding plc Announces Directorate Change RC365 Holding Plc announces that Sunny Ng has informed the Board of his decision to step down as Chairman of the Company with effect from 2 June 2023 and as a Non-Executive Director with effect from 25 July 2023. With effect from 2 June 2023, Robert Cairns, an existing Non-Executive Director, will be appointed Chairman. Robert will retain his position as Chairman of the Audit Committee. Ajay Rajpal, an existing Non-Executive Director, will be appointed as the Chairman of the Remuneration Committee. Announcement • Nov 16
RC365 Holding plc, Annual General Meeting, Dec 09, 2022 RC365 Holding plc, Annual General Meeting, Dec 09, 2022, at 09:00 GMT Standard Time. Location: 19/F, IFC Tower 2, 8 Finance Street Central New Territories Hong Kong Announcement • Nov 08
RC365 Holding plc (LSE:RCGH) completed the acquisition of entire issued share capital Rcpay Limited from Law Chi Kit. RC365 Holding plc (LSE:RCGH) agreed to acquire entire issued share capital Rcpay Limited from Law Chi Kit for £1 on June 28, 2022. This transaction is subject to Financial Conduct Authority approval.
RC365 Holding plc (LSE:RCGH) completed the acquisition of entire issued share capital Rcpay Limited from Law Chi Kit on November 7, 2022. The transaction was approved by Financial Conduct Authority. 
