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MONY

Moneysupermarket.com Group LSE:MONY Stock Report

Last Price

UK£1.74

Market Cap

UK£931.4m

7D

-0.5%

1Y

-33.6%

Updated

26 Jun, 2022

Data

Company Financials +
MONY fundamental analysis
Snowflake Score
Valuation6/6
Future Growth4/6
Past Performance2/6
Financial Health3/6
Dividends4/6

MONY Stock Overview

Moneysupermarket.com Group PLC, together with its subsidiaries, provides price comparison website in the United Kingdom.

Moneysupermarket.com Group Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Moneysupermarket.com Group
Historical stock prices
Current Share PriceUK£1.74
52 Week HighUK£2.72
52 Week LowUK£1.62
Beta0.57
1 Month Change-3.98%
3 Month Change-11.88%
1 Year Change-33.64%
3 Year Change-57.90%
5 Year Change-50.92%
Change since IPO9.87%

Recent News & Updates

May 27
An Intrinsic Calculation For Moneysupermarket.com Group PLC (LON:MONY) Suggests It's 48% Undervalued

An Intrinsic Calculation For Moneysupermarket.com Group PLC (LON:MONY) Suggests It's 48% Undervalued

Does the May share price for Moneysupermarket.com Group PLC ( LON:MONY ) reflect what it's really worth? Today, we will...

Shareholder Returns

MONYGB Interactive Media and ServicesGB Market
7D-0.5%5.9%2.3%
1Y-33.6%-37.3%-8.6%

Return vs Industry: MONY exceeded the UK Interactive Media and Services industry which returned -37.3% over the past year.

Return vs Market: MONY underperformed the UK Market which returned -8.6% over the past year.

Price Volatility

Is MONY's price volatile compared to industry and market?
MONY volatility
MONY Average Weekly Movement4.2%
Interactive Media and Services Industry Average Movement6.0%
Market Average Movement5.5%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.8%

Stable Share Price: MONY is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: MONY's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1993751Peter Duffyhttps://corporate.moneysupermarket.com

Moneysupermarket.com Group PLC, together with its subsidiaries, provides price comparison website in the United Kingdom. The company operates through Insurance, Money, Home Services, Travel and Cashback segments. It offers online and app-based tools to save money on their household bills across insurance, money, and home service channels under the MoneySuperMarket brand; and compares travel deals, including holidays, car hire, flights, and hotels under the TravelSupermarket brand.

Moneysupermarket.com Group Fundamentals Summary

How do Moneysupermarket.com Group's earnings and revenue compare to its market cap?
MONY fundamental statistics
Market CapUK£931.40m
Earnings (TTM)UK£52.70m
Revenue (TTM)UK£316.70m

17.7x

P/E Ratio

2.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
MONY income statement (TTM)
RevenueUK£316.70m
Cost of RevenueUK£93.80m
Gross ProfitUK£222.90m
Other ExpensesUK£170.20m
EarningsUK£52.70m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.098
Gross Margin70.38%
Net Profit Margin16.64%
Debt/Equity Ratio27.7%

How did MONY perform over the long term?

See historical performance and comparison

Dividends

6.7%

Current Dividend Yield

119%

Payout Ratio
We’ve recently updated our valuation analysis.

Valuation

Is MONY undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

6/6

Valuation Score 6/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for MONY?

Other financial metrics that can be useful for relative valuation.

MONY key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue3.2x
Enterprise Value/EBITDA12.5x
PEG Ratio1x

Price to Earnings Ratio vs Peers

How does MONY's PE Ratio compare to its peers?

MONY PE Ratio vs Peers
The above table shows the PE ratio for MONY vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average23.9x

Price-To-Earnings vs Peers: MONY is good value based on its Price-To-Earnings Ratio (17.7x) compared to the peer average (23.9x).


Price to Earnings Ratio vs Industry

How does MONY's PE Ratio compare vs other companies in the Interactive Media and Services Industry?

Price-To-Earnings vs Industry: MONY is good value based on its Price-To-Earnings Ratio (17.7x) compared to the UK Interactive Media and Services industry average (26.4x)


Price to Earnings Ratio vs Fair Ratio

What is MONY's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MONY PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17.7x
Fair PE Ratio24.7x

Price-To-Earnings vs Fair Ratio: MONY is good value based on its Price-To-Earnings Ratio (17.7x) compared to the estimated Fair Price-To-Earnings Ratio (24.7x).


Share Price vs Fair Value

What is the Fair Price of MONY when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: MONY (£1.74) is trading below our estimate of fair value (£3.49)

Significantly Below Fair Value: MONY is trading below fair value by more than 20%.


Price to Earnings Growth Ratio

PEG Ratio: MONY is good value based on its PEG Ratio (1x)


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Future Growth

How is Moneysupermarket.com Group forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?

Future Growth Score

4/6

Future Growth Score 4/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


18.6%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MONY's forecast earnings growth (18.6% per year) is above the savings rate (0.9%).

Earnings vs Market: MONY's earnings (18.6% per year) are forecast to grow faster than the UK market (11% per year).

High Growth Earnings: MONY's earnings are forecast to grow, but not significantly.

Revenue vs Market: MONY's revenue (10.7% per year) is forecast to grow faster than the UK market (4.1% per year).

High Growth Revenue: MONY's revenue (10.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: MONY's Return on Equity is forecast to be very high in 3 years time (41.4%).


Discover growth companies

Past Performance

How has Moneysupermarket.com Group performed over the past 5 years?

Past Performance Score

2/6

Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-4.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: MONY has high quality earnings.

Growing Profit Margin: MONY's current net profit margins (16.6%) are lower than last year (20.1%).


Past Earnings Growth Analysis

Earnings Trend: MONY's earnings have declined by 4.3% per year over the past 5 years.

Accelerating Growth: MONY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MONY had negative earnings growth (-24%) over the past year, making it difficult to compare to the Interactive Media and Services industry average (66.8%).


Return on Equity

High ROE: MONY's Return on Equity (25.1%) is considered high.


Discover strong past performing companies

Financial Health

How is Moneysupermarket.com Group's financial position?

Financial Health Score

3/6

Financial Health Score 3/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: MONY's short term assets (£83.3M) do not cover its short term liabilities (£107.8M).

Long Term Liabilities: MONY's short term assets (£83.3M) do not cover its long term liabilities (£103.6M).


Debt to Equity History and Analysis

Debt Level: MONY's net debt to equity ratio (21.7%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if MONY's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: MONY's debt is well covered by operating cash flow (114.3%).

Interest Coverage: MONY's interest payments on its debt are well covered by EBIT (40.5x coverage).


Balance Sheet


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Dividend

What is Moneysupermarket.com Group current dividend yield, its reliability and sustainability?

Dividend Score

5/6

Dividend Score 5/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


6.74%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: MONY's dividend (6.75%) is higher than the bottom 25% of dividend payers in the UK market (1.88%).

High Dividend: MONY's dividend (6.75%) is in the top 25% of dividend payers in the UK market (5.18%)


Stability and Growth of Payments

Stable Dividend: MONY's dividends per share have been stable in the past 10 years.

Growing Dividend: MONY's dividend payments have increased over the past 10 years.


Earnings Payout to Shareholders

Earnings Coverage: With its high payout ratio (119.2%), MONY's dividend payments are not well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its high cash payout ratio (112.4%), MONY's dividend payments are not well covered by cash flows.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

4.6yrs

Average management tenure


CEO

Peter Duffy (55 yo)

1.75yrs

Tenure

UK£784,642

Compensation

Mr. Peter Bernard Duffy serves as Chief Executive Officer and Director at Moneysupermarket.com Group PLC since September 01, 2020. He served as the Interim Chief Executive Officer and Director of Just Eat...


CEO Compensation Analysis

Compensation vs Market: Peter's total compensation ($USD964.37K) is about average for companies of similar size in the UK market ($USD1.36M).

Compensation vs Earnings: Peter's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


Leadership Team

Experienced Management: MONY's management team is considered experienced (4.6 years average tenure).


Board Members

Experienced Board: MONY's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Moneysupermarket.com Group PLC's employee growth, exchange listings and data sources


Key Information

  • Name: Moneysupermarket.com Group PLC
  • Ticker: MONY
  • Exchange: LSE
  • Founded: 1993
  • Industry: Interactive Media and Services
  • Sector: Media
  • Implied Market Cap: UK£931.396m
  • Shares outstanding: 536.52m
  • Website: https://corporate.moneysupermarket.com

Number of Employees


Location

  • Moneysupermarket.com Group PLC
  • Moneysupermarket House
  • St. David’s Park
  • Chester
  • Cheshire
  • CH5 3UZ
  • United Kingdom

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/26 00:00
End of Day Share Price2022/06/24 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.