SCRP Stock Overview

Provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. More details

SCRP fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	4/6
Past Performance	0/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 59.9% below our estimate of its fair value

Earnings are forecast to grow 57.73% per year

Risk Analysis

Dividend of 7.85% is not well covered by earnings

My Notes

Capture your thoughts, links and company narrative

SCOR SE Competitors

Conduit Holdings

LSE:CRE

UK£755.1m

Direct Line Insurance Group

LSE:DLG

UK£3.2b

Hiscox

LSE:HSX

UK£3.8b

Phoenix Group Holdings

LSE:PHNX

UK£5.0b

Price History & Performance

Summary of share price highs, lows and changes for SCOR
Historical stock prices
Current Share Price	€22.93
52 Week High	€31.46
52 Week Low	€16.96
Beta	1.22
1 Month Change	-3.66%
3 Month Change	16.57%
1 Year Change	n/a
3 Year Change	-13.50%
5 Year Change	-39.00%
Change since IPO	12.24%

Recent updates

Shareholder Returns

	SCRP	GB Insurance	GB Market
7D	-4.7%	-2.9%	-1.5%
1Y	n/a	-5.1%	3.5%

Return vs Industry: Insufficient data to determine how SCRP performed against the UK Insurance industry.

Return vs Market: Insufficient data to determine how SCRP performed against the UK Market.

Price Volatility

Is SCRP's price volatile compared to industry and market?
SCRP volatility
SCRP Average Weekly Movement	5.5%
Insurance Industry Average Movement	4.3%
Market Average Movement	4.9%
10% most volatile stocks in GB Market	10.6%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: SCRP has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine SCRP's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1970	3,491	Thierry Leger	www.scor.com

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships.

SCOR SE Fundamentals Summary

How do SCOR's earnings and revenue compare to its market cap?
SCRP fundamental statistics
Market cap	€4.10b
Earnings (TTM)	-€67.00m
Revenue (TTM)	€15.62b

0.3x

P/S Ratio

-61.3x

P/E Ratio

Is SCRP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SCRP income statement (TTM)
Revenue	€15.62b
Cost of Revenue	€14.80b
Gross Profit	€812.00m
Other Expenses	€879.00m
Earnings	-€67.00m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Mar 05, 2025

Earnings per share (EPS)	-0.37
Gross Margin	5.20%
Net Profit Margin	-0.43%
Debt/Equity Ratio	49.9%

How did SCRP perform over the long term?

See historical performance and comparison

Dividends

7.9%

Current Dividend Yield

163%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/18 12:20
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SCOR SE is covered by 45 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Pierre-Yves Gauthier	AlphaValue
Daniel Bischof	Baader Helvea Equity Research
Ivan Bokhmat	Barclays