Reported Earnings • Jan 22
Full year 2025 earnings released: UK£0.071 loss per share (vs UK£0.02 profit in FY 2024) Full year 2025 results: UK£0.071 loss per share (down from UK£0.02 profit in FY 2024). Revenue: UK£441.0k (down 76% from FY 2024). Net loss: UK£1.31m (down 448% from profit in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 63 percentage points per year, which is a significant difference in performance. Announcement • Jan 22
Capital For Colleagues Plc, Annual General Meeting, Feb 11, 2026 Capital For Colleagues Plc, Annual General Meeting, Feb 11, 2026. Location: the bonham hotel, 35 drumsheugh gardens, edinburgh eh3 7rn, United Kingdom New Risk • Dec 16
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended February 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 18% per year over the past 5 years. Revenue is less than US$1m (UK£6.0k revenue, or US$8.1k). Minor Risks Latest financial reports are more than 6 months old (reported February 2025 fiscal period end). Market cap is less than US$100m (UK£7.86m market cap, or US$10.6m). Board Change • Oct 27
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 5 non-independent directors. Independent Non-Executive Director Richard Alan Sloss was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. New Risk • Feb 16
New minor risk - Dividend sustainability The dividend is not well covered by cash flows. The company is paying a dividend despite having no free cash flows. Dividend yield: 3.7% This is considered a minor risk. Dividends are ultimately paid out of the company's available cash reserves. Companies that pay out too much of their cash flow are at risk of having to reduce or cut their dividend in future. If cash flow growth slows or cash flows fall, then there may not be enough cash reserves to maintain the same dividend. Or in extreme cases, companies may opt to take on debt to maintain the dividend. This risk is mitigated by the fact the dividend is covered by earnings, however, cash flows are generally more important. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (21% net profit margin). Revenue is less than US$5m (UK£1.8m revenue, or US$2.3m). Market cap is less than US$100m (UK£10.6m market cap, or US$13.4m). New Risk • Jan 29
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 21% Last year net profit margin: 64% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (21% net profit margin). Revenue is less than US$5m (UK£1.8m revenue, or US$2.3m). Market cap is less than US$100m (UK£10.6m market cap, or US$13.2m). Announcement • Jan 29
Capital For Colleagues Plc, Annual General Meeting, Feb 26, 2025 Capital For Colleagues Plc, Annual General Meeting, Feb 26, 2025. Location: the marriott worsley park country club, walkden road, greater manchester m28 2qt, worsley United Kingdom New Risk • Dec 17
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended February 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported February 2024 fiscal period end). Revenue is less than US$5m (UK£3.2m revenue, or US$4.1m). Market cap is less than US$100m (UK£10.6m market cap, or US$13.5m). Announcement • Nov 21
Bill Ainscough and T.J. Morris Limited acquired an unknown minority stake in Tps Investment Holdings Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.90 million. Bill Ainscough and T.J. Morris Limited acquired an unknown minority stake in Tps Investment Holdings Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.90 million on November 19, 2024. Following this transaction, Capital for Colleagues is interested in 16.0% of the issued equity of TPS.
Bill Ainscough and T.J. Morris Limited completed the acquisition of an unknown minority stake in Tps Investment Holdings Limited from Capital For Colleagues Plc (OFEX:CFCP) on November 19, 2024. Upcoming Dividend • Feb 08
Upcoming dividend of UK£0.02 per share at 3.0% yield Eligible shareholders must have bought the stock before 15 February 2024. Payment date: 08 March 2024. Trailing yield: 3.0%. Lower than top quartile of British dividend payers (6.1%). Lower than average of industry peers (3.4%). Announcement • Feb 07
Capital For Colleagues Plc, Annual General Meeting, Feb 29, 2024 Capital For Colleagues Plc, Annual General Meeting, Feb 29, 2024, at 09:00 US Eastern Standard Time. Location: the Marriott Worsley Park Country Club Walkden Road Worsley United Kingdom Declared Dividend • Feb 04
Dividend increased to UK£0.02 Dividend of UK£0.02 is 14% higher than last year. Ex-date: 15th February 2024 Payment date: 8th March 2024 Dividend yield will be 3.0%, which is lower than the industry average of 3.3%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 2 years and payments have been stable during that time. Earnings per share has grown by 69% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Feb 01
Full year 2023 earnings released: EPS: UK£0.093 (vs UK£0.077 in FY 2022) Full year 2023 results: EPS: UK£0.093 (up from UK£0.077 in FY 2022). Revenue: UK£2.69m (up 33% from FY 2022). Net income: UK£1.71m (up 26% from FY 2022). Profit margin: 64% (down from 67% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings. Announcement • Feb 01
Capital for Colleagues plc Announces Final Dividend, Payable on 8 March 2024 Capital For Colleagues Plc announced final dividend of 2.00 pence per ordinary share will be paid on 8 March 2024 to shareholders on the register on 16 February 2024. New Risk • Dec 08
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended February 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported February 2023 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Revenue is less than US$5m (UK£2.8m revenue, or US$3.6m). Market cap is less than US$100m (UK£10.6m market cap, or US$13.3m). Reported Earnings • May 22
First half 2023 earnings released First half 2023 results: Revenue: UK£1.32m (up 157% from 1H 2022). Net income: UK£933.0k (up 311% from 1H 2022). Profit margin: 71% (up from 44% in 1H 2022). The increase in margin was driven by higher revenue. Announcement • May 11
Capital for Colleagues plc Appoints Deborah (Deb) Oxley as Non-Executive Director Capital for Colleagues announced that Deborah (Deb) Oxley, OBE, has been appointed as a non-executive director of the Company with immediate effect. As Chief Executive Officer of the Employee Ownership Association (the EOA) from 2015 to 2022, Deb led the national campaign to increase the profile and impact of employee ownership in the UK. An influential and passionate advocate, Deb represented the UK employee ownership sector with business groups, created partnerships within industry and was pivotal in shaping employee ownership focussed industry leadership groups. Since leaving the EOA, Deb has founded Oxley Works, a specialist consultancy working with employee owned and purpose driven enterprises. Deb was awarded an OBE in 2019 for her services to employee ownership and social enterprise and became a Deputy Lieutenant of the East Riding of Yorkshire in 2021. Announcement • Jan 26
Capital For Colleagues Plc, Annual General Meeting, Feb 22, 2023 Capital For Colleagues Plc, Annual General Meeting, Feb 22, 2023, at 14:00 Coordinated Universal Time. Location: Bolton Stadium Hotel, Bolton Greater Manchester United Kingdom Announcement • Dec 20
Capital for Colleagues plc Declares Final Dividend for the Year Ended 31 August 2022, Payable on March 3, 2023 Capital For Colleagues Plc declared final dividend of 1.75 pence per ordinary share will be paid on 3rdMarch 2023 to shareholders on the register on 10thFebruary 2023. Announcement • Dec 03
Capital For Colleagues Plc (OFEX:CFCP) acquired Mi Accountancy Solutions Limited for £0.12 million. Capital For Colleagues Plc (OFEX:CFCP) acquired Mi Accountancy Solutions Limited for £0.12 million on December 2, 2022. Capital For Colleagues Plc paid consideration of £0.095 million in cash, satisfied from the Company’s existing resources. Deferred consideration of up to £0.02 million may be payable, depending on the post-acquisition performance of Mi Accountancy Solutions Limited.
Capital For Colleagues Plc (OFEX:CFCP) completed the acquisition of Mi Accountancy Solutions Limited on December 2, 2022. Board Change • Nov 16
Less than half of directors are independent Following the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 5 non-independent directors. Independent Non-Executive Director Richard Sloss was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Reported Earnings • Jun 10
First half 2022 earnings released First half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (down UK£1.29m from profit in 1H 2021). Profit margin: (down from 104% in 1H 2021). The decrease in margin was driven by lower expenses. Buying Opportunity • Jun 01
Now 21% undervalued after recent price drop Over the last 90 days, the stock is down 5.7%. The fair value is estimated to be UK£0.84, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Earnings per share has grown by 94%. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 5 non-independent directors. Independent Non-Executive Director Richard Sloss was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Buying Opportunity • Mar 29
Now 20% undervalued The stock has been flat over the last 90 days. The fair value is estimated to be UK£0.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% per annum over the last 3 years. Earnings per share has grown by 94% per annum over the last 3 years. Announcement • Feb 01
Capital For Colleagues Plc, Annual General Meeting, Feb 24, 2022 Capital For Colleagues Plc, Annual General Meeting, Feb 24, 2022, at 18:00 Coordinated Universal Time. Location: Bonham Hotel, 35 Drumsheugh Gardens Edinburgh United Kingdom Announcement • Jan 25
An unknown buyer acquired an unknown minority stake Office for Public Management Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.47 million. An unknown buyer acquired an unknown minority stake Office for Public Management Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.47 million on November 30, 2021.
An unknown buyer completed the acquisition of an unknown minority stake Office for Public Management Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.47 million on November 30, 2021. Reported Earnings • Dec 10
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Full year 2021 results: EPS: UK£0.17 (up from UK£0.093 in FY 2020). Revenue: UK£2.86m (up 29% from FY 2020). Net income: UK£2.63m (up 84% from FY 2020). Profit margin: 92% (up from 64% in FY 2020). The increase in margin was primarily driven by lower expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 94% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth. Announcement • Aug 26
An unknown buyer acquired Ecomerchant Natural Building Materials Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.25 million. An unknown buyer acquired Ecomerchant Natural Building Materials Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.25 million on August 25, 2021. The consideration for the disposal is payable as to £0.1 million in cash on completion, with the balance payable on a deferred basis over 5 years. The proceeds of the disposal will be applied in the ongoing fulfilment of the Company’s investment strategy and for general working capital purposes.
An unknown buyer completed the acquisition of Ecomerchant Natural Building Materials Limited from Capital For Colleagues Plc (OFEX:CFCP) for £0.25 million on August 25, 2021. 
