Wise Group Past Earnings Performance
Past criteria checks 3/6
Wise Group has been growing earnings at an average annual rate of 45.8%, while the Diversified Financial industry saw earnings growing at 6.5% annually. Revenues have been growing at an average rate of 29.2% per year. Wise Group's return on equity is 25.9%, and it has net margins of 19.9%.
Key information
45.84%
Earnings growth rate
45.41%
EPS growth rate
| Diversified Financial Industry Growth | 14.31% |
| Revenue growth rate | 29.20% |
| Return on equity | 25.90% |
| Net Margin | 19.93% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
Narrative Update • Jun 23
WISE: Higher Forward P/E Will Be Supported By Long Term Margins
The latest Narrative Update on Wise Group reflects a revised analyst price target, with the average fair value estimate moving to £11.41 from £11.67 as analysts balance a higher revenue growth outlook and slightly richer forward P/E expectations against updated views on profit margins, along with a mix of recent target changes, including a £0.35 increase from one firm and a £0.80 reduction from another. Analyst Commentary Recent commentary on Wise Group shows a split view on the stock, with some bullish analysts highlighting upside drivers for the fair value estimate and others more cautious on execution risks and how current valuation reflects those factors.
Narrative Update • Jun 06
WISE: Revised Discount Rates And P/E Assumptions Will Shape Future Upside And Risk
Analysts have updated their view on Wise Group with a revised price target that reflects recent moves from both JPMorgan, which raised its target by £0.35, and UBS, which lowered its target by £0.80, citing adjustments to discount rates, revenue growth expectations, profit margins, and future P/E assumptions. Analyst Commentary Recent research shows a split in sentiment on Wise Group, with JPMorgan lifting its price target by £0.35 while Bearish analysts cut their target by £0.80.
New Narrative • Jun 03
Wise: A Quality Cross-Border Payments Compounder, But Not A Bargain
Risks Growth is slowing compared with the past. Profit is partly supported by interest income from customer balances.Narrative Update • May 23
WISE: Higher Long Term Margins Will Support Premium Future P/E
Wise Group's analyst price target has been reset to £11.67 from £11.60. This reflects updated views on discount rates, long term profit margins and P/E assumptions following recent mixed price target changes from major banks.Narrative Update • Apr 28
WISE: Higher Margin Hopes Will Eventually Confront Lower Future P/E Assumptions
Wise’s updated analyst price target has edged higher to £7.87 from £7.77, as analysts factor in a slightly higher fair value estimate, a modestly higher discount rate, and expectations for stronger profit margins offset by more measured revenue growth and a lower assumed future P/E. Analyst Commentary Recent research on Wise reflects a mix of views, with some of the more cautious voices focusing on how much investors are willing to pay for future growth, as well as the balance between growth ambitions and execution risks.Narrative Update • Apr 14
WISE: Margin Discipline And Earnings Conversion Will Support Premium Future P/E
Wise's refreshed analyst price target edges slightly lower to about £11.60, as analysts factor in updated assumptions around discount rates, revenue growth, profit margins and future P/E following recent target trims and mixed recalibrations from firms such as UBS, JPMorgan and Cantor Fitzgerald. Analyst Commentary Recent research on Wise gives you a split picture, with some firms trimming targets while others stay constructive on the long term opportunity.Narrative Update • Mar 31
WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations
Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.Narrative Update • Mar 17
WISE: Execution On Margin Discipline Will Support Future Earnings Conversion
Wise’s updated analyst model trims fair value to £11.62 from £11.75 and factors in a lower forward P/E of about 31.7x. This is in line with recent cuts to the Street price target to £12.25 and mixed, but generally constructive, analyst commentary on growth and margins.Narrative Update • Mar 03
WISE: Slower Margin Delivery Will Eventually Challenge Optimistic Future P/E Assumptions
Analyst price targets for Wise have edged higher, with the latest revisions supported by slightly adjusted fair value, discount rate, revenue growth and profit margin assumptions, along with a modestly higher future P/E estimate that reflects recent Street research, including a £0.10 target increase and an upgrade in stance on the shares. Analyst Commentary The latest Street research on Wise points to a more constructive tone overall, with incremental target moves such as the £0.10 price target lift at JPMorgan and a stance change toward a more positive view.Narrative Update • Feb 17
WISE: Slower Profit Delivery Will Eventually Challenge Optimistic P/E Expectations
Analysts have nudged their Wise price targets higher to £X, citing slightly stronger long term revenue growth and profit margin assumptions, along with a modestly lower discount rate and future P/E outlook. Analyst Commentary Recent research has framed the higher Wise price targets as part of a more nuanced debate about what investors should reasonably pay for the shares, given execution questions and the long dated nature of the growth story.Narrative Update • Feb 03
WISE: Execution Risks Around Lower Future P/E Will Pressure Overvalued Shares
Analysts have raised their price target on Wise, now implying fair value of £7.60 per share compared with £7.50 previously. They cite updated assumptions around revenue growth, profitability and a lower future P/E multiple.
Narrative Update • Jan 20
WISE: Partnership Momentum Will Support Premium P/E Case Going Forward
Analysts have trimmed their price target on Wise to £13.75 from £13.80, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent research updates on Wise show that some bullish analysts are still constructive on the shares, even with a slightly lower price target of £13.75 compared to £13.80 previously.Analysis Article • Jan 18
Earnings Not Telling The Story For Wise plc (LON:WISE)
With a price-to-earnings (or "P/E") ratio of 21.9x Wise plc ( LON:WISE ) may be sending bearish signals at the moment...Narrative Update • Jan 06
WISE: Platform Income Durability Will Support Future Earnings Conversion Potential
Wise's analyst price targets have edged down slightly, with small adjustments such as JPMorgan trimming its target from £13.80 to £13.75. Other analysts point to moderating profit margin assumptions and a marginally higher future P/E multiple as key drivers of the updated views.Narrative Update • Dec 17
WISE: Platform Income Durability Will Support Strong Shareholder Value Creation
Analysts have nudged our fair value estimate for Wise slightly lower to approximately £11.75 from about £11.80 per share, reflecting a modestly reduced forward multiple, even as they highlight resilient long term income and earnings growth from the Wise Platform. Analyst Commentary Recent Street research reflects a generally constructive stance on Wise, with modest target price adjustments and an upgraded rating underscoring confidence in the durability of its growth profile and platform economics.Narrative Update • Dec 03
WISE: Double Digit Earnings Momentum Will Strengthen Shareholder Value Over Time
The analyst price target for Wise has been trimmed slightly, with recent Street research nudging it down by 5 GBp to 1,375 GBp as analysts factor in modestly higher discount rates while still anticipating solid double digit revenue and earnings growth from the Wise Platform through fiscal 2028. Analyst Commentary Street research remains broadly constructive on Wise, with recent notes highlighting both the strength of the Wise Platform growth profile and the sensitivity of valuation to discount rate assumptions and execution risks.Narrative Update • Nov 19
WISE: Rising Net Margins Will Strengthen Shareholder Value Going Forward
Narrative Update: Analyst Price Target for Wise Analysts have slightly reduced their price target for Wise, lowering it from £13.80 to £13.75 per share. This adjustment reflects strong profit margin improvement and revenue growth, while also considering a higher discount rate to account for evolving market conditions.Narrative Update • Nov 04
WISE: Underlying Earnings Will Accelerate as North American Expansion Continues
Analysts have raised Wise's price target to £13.90 per share, citing expectations for robust platform-driven income and earnings growth in the years ahead. Analyst Commentary Recent analyst commentary has highlighted both positive and cautious perspectives regarding Wise's valuation and business outlook.Narrative Update • Oct 21
Analysts Lift Wise Price Target as Revenue Growth and Margins Improve Amid Expansion Plans
Analysts have slightly raised their price target for Wise, increasing it from £11.94 to £12.06. They cite stronger projected revenue growth and improved profit margins, which offset minor adjustments in the discount rate and future valuation multiples.Analysis Article • Oct 05
Wise (LON:WISE) Ticks All The Boxes When It Comes To Earnings Growth
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Narrative Update • Sep 14
Global Fee Competition And Rising Costs Will Erode Margins
Analysts remain constructive on Wise due to strong platform growth potential, stabilizing customer acquisition, and efficiency-driven pricing, supporting positive sentiment and Overweight/Buy ratings, with the consensus price target seeing a slight upward revision from £11.83 to £11.94. Analyst Commentary Slight reduction in price targets reflects tempered expectations for near-term upside, despite continued positive outlook.Analysis Article • Aug 13
Getting In Cheap On Wise plc (LON:WISE) Is Unlikely
LSE:WISE 1 Year Share Price vs Fair Value Explore Wise's Fair Values from the Community and select yours When close to...
New Narrative • Nov 25
Aggressive Pricing Gambit Threatens Future Earnings Amid Infrastructure Strain
Aggressive pricing and large transfer discounts could pressure net margins and challenge future earnings if volume increases don't compensate.Revenue & Expenses Breakdown
Revenue & Expenses Breakdown
How Wise Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 2,503 | 499 | 554 | 434 |
| 31 Dec 25 | 2,389 | 514 | 542 | 381 |
| 30 Sep 25 | 2,312 | 520 | 1,037 | 99 |
| 30 Jun 25 | 2,309 | 551 | 997 | 96 |
| 31 Mar 25 | 2,125 | 538 | 881 | 85 |
| 31 Dec 24 | 2,009 | 531 | 814 | 80 |
| 30 Sep 24 | 2,091 | 577 | 827 | 82 |
| 30 Jun 24 | 1,881 | 497 | 743 | 72 |
| 31 Mar 24 | 1,782 | 447 | 702 | 68 |
| 31 Dec 23 | 1,668 | 365 | 717 | 37 |
| 30 Sep 23 | 1,469 | 265 | 693 | 6 |
| 30 Jun 23 | 1,379 | 210 | 671 | 3 |
| 31 Mar 23 | 1,194 | 141 | 603 | 0 |
| 31 Dec 22 | 1,024 | 104 | 521 | 5 |
| 30 Sep 22 | 810 | 64 | 417 | 9 |
| 30 Jun 22 | 785 | 55 | 418 | 5 |
| 31 Mar 22 | 741 | 43 | 412 | 0 |
| 31 Dec 21 | 710 | 42 | 386 | 8 |
| 30 Sep 21 | 656 | 39 | 346 | 15 |
| 30 Jun 21 | 628 | 41 | 325 | 8 |
| 31 Mar 21 | 580 | 43 | 294 | 0 |
| 31 Mar 20 | 376 | 19 | 184 | 0 |
| 31 Mar 19 | 232 | 13 | 121 | 0 |
| 31 Mar 18 | 165 | 9 | 95 | 0 |
| 31 Mar 17 | 83 | 8 | 58 | 0 |
| 31 Mar 16 | 40 | -25 | 48 | 0 |
Quality Earnings: WISE has high quality earnings.
Growing Profit Margin: WISE's current net profit margins (19.9%) are lower than last year (25.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: WISE's earnings have grown significantly by 45.8% per year over the past 5 years.
Accelerating Growth: WISE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: WISE had negative earnings growth (-7.4%) over the past year, making it difficult to compare to the Diversified Financial industry average (1.8%).
Return on Equity
High ROE: WISE's Return on Equity (25.9%) is considered high.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/26 23:22 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Wise Group plc is covered by 25 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joao Safara Silva | Banco Santander |
| Orson Rout | Barclays |
| Grégoire Hermann | Barclays |