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UTL

UILLSE:UTL Stock Report

Last Price

UK£2.44

Market Cap

UK£204.9m

7D

-1.2%

1Y

13.5%

Updated

16 Jan, 2022

Data

Company Financials
UTL fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance2/6
Financial Health2/6
Dividends2/6

UTL Stock Overview

UIL Limited is a closed-ended equity mutual fund launched and managed by ICM Limited.

Price History & Performance

Summary of all time highs, changes and price drops for UIL
Historical stock prices
Current Share PriceUK£2.44
52 Week HighUK£2.87
52 Week LowUK£2.08
Beta0.95
1 Month Change0.41%
3 Month Change-6.15%
1 Year Change13.49%
3 Year Change39.03%
5 Year Change59.22%
Change since IPO-21.29%

Recent News & Updates

Shareholder Returns

UTLGB Capital MarketsGB Market
7D-1.2%-0.7%-0.5%
1Y13.5%-1.9%8.7%

Return vs Industry: UTL exceeded the UK Capital Markets industry which returned -1.9% over the past year.

Return vs Market: UTL exceeded the UK Market which returned 8.7% over the past year.

Price Volatility

Is UTL's price volatile compared to industry and market?
UTL volatility
UTL Average Weekly Movement3.1%
Capital Markets Industry Average Movement4.1%
Market Average Movement5.0%
10% most volatile stocks in GB Market10.5%
10% least volatile stocks in GB Market2.4%

Stable Share Price: UTL is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: UTL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003n/an/ahttps://www.uil.limited

UIL Limited is a closed-ended equity mutual fund launched and managed by ICM Limited. The fund invests in public equity markets across the globe. It seeks to invest in stocks of companies operating in the infrastructure, utility, and related sectors including water, sewerage, waste, electricity, gas, telecommunications, ports, airports, service, rail, roads, and any business with essential service or monopolistic characteristics.

UIL Fundamentals Summary

How do UIL's earnings and revenue compare to its market cap?
UTL fundamental statistics
Market CapUK£204.87m
Earnings (TTM)UK£122.59m
Revenue (TTM)UK£130.34m

1.7x

P/E Ratio

1.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UTL income statement (TTM)
RevenueUK£130.34m
Cost of RevenueUK£0
Gross ProfitUK£130.34m
ExpensesUK£7.75m
EarningsUK£122.59m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)1.46
Gross Margin100.00%
Net Profit Margin94.06%
Debt/Equity Ratio49.7%

How did UTL perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

6%

Payout Ratio

Valuation

Is UIL undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: UTL (£2.44) is trading below our estimate of fair value (£7.27)

Significantly Below Fair Value: UTL is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: UTL is good value based on its PE Ratio (1.7x) compared to the UK Capital Markets industry average (11x).

PE vs Market: UTL is good value based on its PE Ratio (1.7x) compared to the UK market (19.5x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UTL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UTL is good value based on its PB Ratio (0.6x) compared to the GB Capital Markets industry average (1.6x).

Future Growth

How is UIL forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

8.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as UIL has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has UIL performed over the past 5 years?

-12.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UTL has a high level of non-cash earnings.

Growing Profit Margin: UTL became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: UTL's earnings have declined by 12.1% per year over the past 5 years.

Accelerating Growth: UTL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: UTL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (66.7%).


Return on Equity

High ROE: UTL's Return on Equity (33.7%) is considered high.

Financial Health

How is UIL's financial position?


Financial Position Analysis

Short Term Liabilities: UTL's short term assets (£5.8M) do not cover its short term liabilities (£50.0M).

Long Term Liabilities: UTL's short term assets (£5.8M) do not cover its long term liabilities (£132.1M).


Debt to Equity History and Analysis

Debt Level: UTL's net debt to equity ratio (48.8%) is considered high.

Reducing Debt: UTL's debt to equity ratio has reduced from 101.7% to 49.7% over the past 5 years.

Debt Coverage: UTL's debt is not well covered by operating cash flow (1.6%).

Interest Coverage: UTL's interest payments on its debt are well covered by EBIT (13.4x coverage).


Balance Sheet

Dividend

What is UIL current dividend yield, its reliability and sustainability?

3.28%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: UTL's dividend (3.28%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).

High Dividend: UTL's dividend (3.28%) is low compared to the top 25% of dividend payers in the UK market (4.05%).


Stability and Growth of Payments

Stable Dividend: UTL's dividend payments have been volatile in the past 10 years.

Growing Dividend: UTL's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (5.6%), UTL's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?

6.2yrs

Average board tenure


CEO

UIL has no CEO, or we have no data on them.


Board Members

Experienced Board: UTL's board of directors are considered experienced (6.2 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: UTL insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

UIL Limited's employee growth, exchange listings and data sources


Key Information

  • Name: UIL Limited
  • Ticker: UTL
  • Exchange: LSE
  • Founded: 2003
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Implied Market Cap: UK£204.869m
  • Shares outstanding: 83.96m
  • Website: https://www.uil.limited

Location

  • UIL Limited
  • 34 Bermudiana Road
  • PO Box HM 1748
  • Hamilton
  • HM GX
  • Bermuda

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/16 19:02
End of Day Share Price2022/01/14 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.