| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
UTL Stock Overview
UIL Limited is a closed-ended equity mutual fund launched and managed by ICM Limited.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£2.44 |
| 52 Week High | UK£2.87 |
| 52 Week Low | UK£2.08 |
| Beta | 0.95 |
| 1 Month Change | 0.41% |
| 3 Month Change | -6.15% |
| 1 Year Change | 13.49% |
| 3 Year Change | 39.03% |
| 5 Year Change | 59.22% |
| Change since IPO | -21.29% |
Recent News & Updates
Shareholder Returns
| UTL | GB Capital Markets | GB Market | |
|---|---|---|---|
| 7D | -1.2% | -0.7% | -0.5% |
| 1Y | 13.5% | -1.9% | 8.7% |
Return vs Industry: UTL exceeded the UK Capital Markets industry which returned -1.9% over the past year.
Return vs Market: UTL exceeded the UK Market which returned 8.7% over the past year.
Price Volatility
| UTL volatility | |
|---|---|
| UTL Average Weekly Movement | 3.1% |
| Capital Markets Industry Average Movement | 4.1% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in GB Market | 10.5% |
| 10% least volatile stocks in GB Market | 2.4% |
Stable Share Price: UTL is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: UTL's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | n/a | n/a | https://www.uil.limited |
UIL Limited is a closed-ended equity mutual fund launched and managed by ICM Limited. The fund invests in public equity markets across the globe. It seeks to invest in stocks of companies operating in the infrastructure, utility, and related sectors including water, sewerage, waste, electricity, gas, telecommunications, ports, airports, service, rail, roads, and any business with essential service or monopolistic characteristics.
UIL Fundamentals Summary
| UTL fundamental statistics | |
|---|---|
| Market Cap | UK£204.87m |
| Earnings (TTM) | UK£122.59m |
| Revenue (TTM) | UK£130.34m |
1.7x
P/E Ratio1.6x
P/S RatioIs UTL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UTL income statement (TTM) | |
|---|---|
| Revenue | UK£130.34m |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£130.34m |
| Expenses | UK£7.75m |
| Earnings | UK£122.59m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.46 |
| Gross Margin | 100.00% |
| Net Profit Margin | 94.06% |
| Debt/Equity Ratio | 49.7% |
How did UTL perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield6%
Payout RatioValuation
Is UIL undervalued compared to its fair value and its price relative to the market?
>50%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: UTL (£2.44) is trading below our estimate of fair value (£7.27)
Significantly Below Fair Value: UTL is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: UTL is good value based on its PE Ratio (1.7x) compared to the UK Capital Markets industry average (11x).
PE vs Market: UTL is good value based on its PE Ratio (1.7x) compared to the UK market (19.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate UTL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: UTL is good value based on its PB Ratio (0.6x) compared to the GB Capital Markets industry average (1.6x).
Future Growth
How is UIL forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
8.8%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as UIL has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has UIL performed over the past 5 years?
-12.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: UTL has a high level of non-cash earnings.
Growing Profit Margin: UTL became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: UTL's earnings have declined by 12.1% per year over the past 5 years.
Accelerating Growth: UTL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: UTL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (66.7%).
Return on Equity
High ROE: UTL's Return on Equity (33.7%) is considered high.
Financial Health
How is UIL's financial position?
Financial Position Analysis
Short Term Liabilities: UTL's short term assets (£5.8M) do not cover its short term liabilities (£50.0M).
Long Term Liabilities: UTL's short term assets (£5.8M) do not cover its long term liabilities (£132.1M).
Debt to Equity History and Analysis
Debt Level: UTL's net debt to equity ratio (48.8%) is considered high.
Reducing Debt: UTL's debt to equity ratio has reduced from 101.7% to 49.7% over the past 5 years.
Debt Coverage: UTL's debt is not well covered by operating cash flow (1.6%).
Interest Coverage: UTL's interest payments on its debt are well covered by EBIT (13.4x coverage).
Balance Sheet
Dividend
What is UIL current dividend yield, its reliability and sustainability?
3.28%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: UTL's dividend (3.28%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).
High Dividend: UTL's dividend (3.28%) is low compared to the top 25% of dividend payers in the UK market (4.05%).
Stability and Growth of Payments
Stable Dividend: UTL's dividend payments have been volatile in the past 10 years.
Growing Dividend: UTL's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (5.6%), UTL's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Management
How experienced are the management team and are they aligned to shareholders interests?
6.2yrs
Average board tenure
CEO
UIL has no CEO, or we have no data on them.
Board Members
Experienced Board: UTL's board of directors are considered experienced (6.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: UTL insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
UIL Limited's employee growth, exchange listings and data sources
Key Information
- Name: UIL Limited
- Ticker: UTL
- Exchange: LSE
- Founded: 2003
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Implied Market Cap: UK£204.869m
- Shares outstanding: 83.96m
- Website: https://www.uil.limited
Location
- UIL Limited
- 34 Bermudiana Road
- PO Box HM 1748
- Hamilton
- HM GX
- Bermuda
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/16 19:02 |
| End of Day Share Price | 2022/01/14 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.