LSE:SAIN

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Executive Summary

The Scottish American Investment Company P.L.C. More Details

Rewards


Snowflake Analysis

Share Price & News

How has Scottish American Investment's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SAIN is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: SAIN's weekly volatility (2%) has been stable over the past year.


Market Performance


7 Day Return

-0.7%

SAIN

0.5%

GB Capital Markets

-0.2%

GB Market


1 Year Return

11.2%

SAIN

14.4%

GB Capital Markets

1.1%

GB Market

Return vs Industry: SAIN underperformed the UK Capital Markets industry which returned 14.4% over the past year.

Return vs Market: SAIN exceeded the UK Market which returned 1.1% over the past year.


Shareholder returns

SAINIndustryMarket
7 Day-0.7%0.5%-0.2%
30 Day0%5.3%3.6%
90 Day0.4%7.8%4.2%
1 Year14.4%11.2%18.0%14.4%7.0%1.1%
3 Year36.9%25.3%53.2%35.9%10.6%-2.7%
5 Year107.1%78.8%119.4%82.7%40.5%13.4%

Long-Term Price Volatility Vs. Market

How volatile is Scottish American Investment's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Scottish American Investment undervalued compared to its fair value and its price relative to the market?

14.2%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: SAIN (£4.56) is trading below our estimate of fair value (£5.31)

Significantly Below Fair Value: SAIN is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: SAIN is good value based on its PE Ratio (8.2x) compared to the GB Capital Markets industry average (21.1x).

PE vs Market: SAIN is good value based on its PE Ratio (8.2x) compared to the UK market (24.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SAIN's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SAIN is good value based on its PB Ratio (1x) compared to the GB Capital Markets industry average (1.6x).

Future Growth

How is Scottish American Investment forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Scottish American Investment has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Scottish American Investment performed over the past 5 years?

2.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SAIN has high quality earnings.

Growing Profit Margin: SAIN's current net profit margins (88.1%) are lower than last year (91%).


Past Earnings Growth Analysis

Earnings Trend: SAIN's earnings have grown by 2.2% per year over the past 5 years.

Accelerating Growth: SAIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SAIN had negative earnings growth (-20.5%) over the past year, making it difficult to compare to the Capital Markets industry average (-2%).


Return on Equity

High ROE: SAIN's Return on Equity (11.6%) is considered low.

Financial Health

How is Scottish American Investment's financial position?


Financial Position Analysis

Short Term Liabilities: SAIN's short term assets (£12.2M) exceed its short term liabilities (£3.7M).

Long Term Liabilities: SAIN's short term assets (£12.2M) do not cover its long term liabilities (£81.1M).


Debt to Equity History and Analysis

Debt Level: SAIN's debt to equity ratio (11.1%) is considered satisfactory.

Reducing Debt: SAIN's debt to equity ratio has reduced from 24.3% to 11.1% over the past 5 years.

Debt Coverage: SAIN's debt is not well covered by operating cash flow (13.6%).

Interest Coverage: SAIN's interest payments on its debt are well covered by EBIT (16.6x coverage).


Balance Sheet

Dividend

What is Scottish American Investment current dividend yield, its reliability and sustainability?

2.63%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: SAIN's dividend (2.63%) is higher than the bottom 25% of dividend payers in the UK market (1.47%).

High Dividend: SAIN's dividend (2.63%) is low compared to the top 25% of dividend payers in the UK market (4.48%).


Stability and Growth of Payments

Stable Dividend: SAIN's dividends per share have been stable in the past 10 years.

Growing Dividend: SAIN's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (21.6%), SAIN's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?

14.5yrs

Average board tenure


CEO

Scottish American Investment has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
Brian Ivory
Chairman20.17yrsUK£35.00kno data
John Kerr
Senior Independent Director8.92yrsUK£20.00kno data
Eric Hagman
Director16.08yrsUK£23.00k0.019%
£ 145.4k
Peter Moon
Director15.67yrsUK£20.00k0.0091%
£ 68.8k
Bronwyn Curtis
Non Executive Director6.33yrsno data0.0018%
£ 13.8k
Menzies Campbell
Director13.25yrsUK£20.00kno data

14.5yrs

Average Tenure

72yo

Average Age

Experienced Board: SAIN's board of directors are seasoned and experienced ( 14.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 11.6%.


Top Shareholders

Company Information

The Scottish American Investment Company P.L.C.'s company bio, employee growth, exchange listings and data sources


Key Information


Location

  • The Scottish American Investment Company P.L.C.
  • Calton Square
  • 1 Greenside Row
  • Edinburgh
  • Midlothian
  • EH1 3AN
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
SAINLSE (London Stock Exchange)YesOrdinary SharesGBGBPJan 1992
SHAV.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDJan 1992
SAINLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPJan 1992

Biography

The Scottish American Investment Company P.L.C. is a closed-ended equity mutual fund launched and managed by Baillie Gifford & Co Ltd. The fund is co-managed by Baillie Gifford & Co. and OLIM Property Limi...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/03/03 18:50
End of Day Share Price2021/03/03 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.