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SAIN

Scottish American InvestmentLSE:SAIN Stock Report

Last Price

UK£5.20

Market Cap

UK£912.9m

7D

0.8%

1Y

12.1%

Updated

17 Jan, 2022

Data

Company Financials
SAIN fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance5/6
Financial Health4/6
Dividends4/6

SAIN Stock Overview

The Scottish American Investment Company P.L.C.

Price History & Performance

Summary of all time highs, changes and price drops for Scottish American Investment
Historical stock prices
Current Share PriceUK£5.20
52 Week HighUK£5.48
52 Week LowUK£4.35
Beta0.62
1 Month Change-2.26%
3 Month Change4.00%
1 Year Change12.07%
3 Year Change46.48%
5 Year Change64.95%
Change since IPO350.22%

Recent News & Updates

Shareholder Returns

SAINGB Capital MarketsGB Market
7D0.8%-0.7%-0.5%
1Y12.1%-1.9%8.7%

Return vs Industry: SAIN exceeded the UK Capital Markets industry which returned -1.9% over the past year.

Return vs Market: SAIN exceeded the UK Market which returned 8.7% over the past year.

Price Volatility

Is SAIN's price volatile compared to industry and market?
SAIN volatility
SAIN Average Weekly Movement2.5%
Capital Markets Industry Average Movement4.1%
Market Average Movement5.0%
10% most volatile stocks in GB Market10.5%
10% least volatile stocks in GB Market2.4%

Stable Share Price: SAIN is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: SAIN's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1873n/an/ahttps://www.bailliegifford.com/individual-investors/funds/scottish-american-investment-company/performance

The Scottish American Investment Company P.L.C. is a closed-ended equity mutual fund launched and managed by Baillie Gifford & Co Ltd. The fund is co-managed by Baillie Gifford & Co. and OLIM Property Limited. It invests in public equity markets across the globe.

Scottish American Investment Fundamentals Summary

How do Scottish American Investment's earnings and revenue compare to its market cap?
SAIN fundamental statistics
Market CapUK£912.93m
Earnings (TTM)UK£159.12m
Revenue (TTM)UK£161.14m

5.7x

P/E Ratio

5.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SAIN income statement (TTM)
RevenueUK£161.14m
Cost of RevenueUK£0
Gross ProfitUK£161.14m
ExpensesUK£2.03m
EarningsUK£159.12m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.90
Gross Margin100.00%
Net Profit Margin98.74%
Debt/Equity Ratio11.3%

How did SAIN perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

12%

Payout Ratio

Valuation

Is Scottish American Investment undervalued compared to its fair value and its price relative to the market?

23.8%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: SAIN (£5.2) is trading below our estimate of fair value (£6.82)

Significantly Below Fair Value: SAIN is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: SAIN is good value based on its PE Ratio (5.7x) compared to the UK Capital Markets industry average (11x).

PE vs Market: SAIN is good value based on its PE Ratio (5.7x) compared to the UK market (19.5x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SAIN's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SAIN is good value based on its PB Ratio (1.1x) compared to the GB Capital Markets industry average (1.6x).

Future Growth

How is Scottish American Investment forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

8.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Scottish American Investment has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Scottish American Investment performed over the past 5 years?

8.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SAIN has high quality earnings.

Growing Profit Margin: SAIN's current net profit margins (98.7%) are higher than last year (73.2%).


Past Earnings Growth Analysis

Earnings Trend: SAIN's earnings have grown by 8.1% per year over the past 5 years.

Accelerating Growth: SAIN's earnings growth over the past year (370.7%) exceeds its 5-year average (8.1% per year).

Earnings vs Industry: SAIN earnings growth over the past year (370.7%) exceeded the Capital Markets industry 66.7%.


Return on Equity

High ROE: SAIN's Return on Equity (18.8%) is considered low.

Financial Health

How is Scottish American Investment's financial position?


Financial Position Analysis

Short Term Liabilities: SAIN's short term assets (£26.2M) do not cover its short term liabilities (£89.0M).

Long Term Liabilities: SAIN's short term assets (£26.2M) exceed its long term liabilities (£14.9M).


Debt to Equity History and Analysis

Debt Level: SAIN's net debt to equity ratio (8.6%) is considered satisfactory.

Reducing Debt: SAIN's debt to equity ratio has reduced from 21.7% to 11.3% over the past 5 years.

Debt Coverage: SAIN's debt is not well covered by operating cash flow (12.7%).

Interest Coverage: SAIN's interest payments on its debt are well covered by EBIT (28.2x coverage).


Balance Sheet

Dividend

What is Scottish American Investment current dividend yield, its reliability and sustainability?

2.44%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: SAIN's dividend (2.44%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).

High Dividend: SAIN's dividend (2.44%) is low compared to the top 25% of dividend payers in the UK market (4.05%).


Stability and Growth of Payments

Stable Dividend: SAIN's dividends per share have been stable in the past 10 years.

Growing Dividend: SAIN's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (12.4%), SAIN's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?

16.7yrs

Average board tenure


CEO

Scottish American Investment has no CEO, or we have no data on them.


Board Members

Experienced Board: SAIN's board of directors are seasoned and experienced ( 16.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: SAIN insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 7.6%.


Top Shareholders

Company Information

The Scottish American Investment Company P.L.C.'s employee growth, exchange listings and data sources


Key Information


Location

  • The Scottish American Investment Company P.L.C.
  • Calton Square
  • 1 Greenside Row
  • Edinburgh
  • Midlothian
  • EH1 3AN
  • United Kingdom

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/17 19:00
End of Day Share Price2022/01/17 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.