Nationwide Building Society Balance Sheet Health
Financial Health criteria checks 5/6
Nationwide Building Society has total assets of £274.5B and total equity of £17.4B. Total deposits are £218.0B, and total loans are £211.9B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are £31.3B.
Key information
15.8x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | UK£217.96b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£31.27b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBS's Assets to Equity ratio (15.8x) is moderate.
Allowance for Bad Loans: NBS has a low allowance for bad loans (49%).
Low Risk Liabilities: 85% of NBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBS has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: NBS's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: NBS has an appropriate level of bad loans (0.7%).