Nationwide Building Society Balance Sheet Health
Financial Health criteria checks 5/6
Nationwide Building Society has total assets of £271.9B and total equity of £17.7B. Total deposits are £212.3B, and total loans are £213.8B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are £27.5B.
Key information
15.4x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | UK£212.30b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£27.46b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBS's Assets to Equity ratio (15.4x) is moderate.
Allowance for Bad Loans: NBS has a low allowance for bad loans (46%).
Low Risk Liabilities: 84% of NBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBS has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: NBS's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: NBS has an appropriate level of bad loans (0.8%).