LSE:BNKR

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Executive Summary

The Bankers Investment Trust PLC is a closed-ended equity mutual fund launched and managed by Henderson Investment Funds Limited.

Rewards


Snowflake Analysis

Share Price & News

How has Bankers Investment Trust's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BNKR's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

1.6%

BNKR

-1.2%

GB Capital Markets

2.0%

GB Market


1 Year Return

8.4%

BNKR

9.7%

GB Capital Markets

-12.8%

GB Market

Return vs Industry: BNKR underperformed the UK Capital Markets industry which returned 9.7% over the past year.

Return vs Market: BNKR exceeded the UK Market which returned -12.5% over the past year.


Shareholder returns

BNKRIndustryMarket
7 Day1.6%-1.2%2.0%
30 Day6.8%8.4%5.7%
90 Day2.5%1.2%-8.2%
1 Year10.8%8.4%12.2%9.7%-8.6%-12.8%
3 Year30.5%21.9%57.2%46.0%-6.2%-17.6%
5 Year63.7%45.2%127.6%102.2%12.7%-12.5%

Price Volatility Vs. Market

How volatile is Bankers Investment Trust's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Bankers Investment Trust undervalued compared to its fair value and its price relative to the market?

42.7%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: BNKR (£9.57) is trading below our estimate of fair value (£16.71)

Significantly Below Fair Value: BNKR is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: BNKR is good value based on its PE Ratio (9.3x) compared to the Capital Markets industry average (15.4x).

PE vs Market: BNKR is good value based on its PE Ratio (9.3x) compared to the UK market (14.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BNKR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BNKR is good value based on its PB Ratio (1x) compared to the GB Capital Markets industry average (1.6x).

Future Growth

How is Bankers Investment Trust forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

16.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bankers Investment Trust has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Bankers Investment Trust performed over the past 5 years?

8.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BNKR has high quality earnings.

Growing Profit Margin: BNKR's current net profit margins (92.2%) are higher than last year (42.3%).


Past Earnings Growth Analysis

Earnings Trend: BNKR's earnings have grown by 8.4% per year over the past 5 years.

Accelerating Growth: BNKR's earnings growth over the past year (1566.3%) exceeds its 5-year average (8.4% per year).

Earnings vs Industry: BNKR earnings growth over the past year (1566.3%) exceeded the Capital Markets industry 16.4%.


Return on Equity

High ROE: BNKR's Return on Equity (10.9%) is considered low.

Financial Health

How is Bankers Investment Trust's financial position?


Financial Position Analysis

Short Term Liabilities: BNKR's short term assets (£104.1M) exceed its short term liabilities (£4.6M).

Long Term Liabilities: BNKR's short term assets (£104.1M) exceed its long term liabilities (£64.8M).


Debt to Equity History and Analysis

Debt Level: BNKR's debt to equity ratio (5.6%) is considered satisfactory.

Reducing Debt: BNKR's debt to equity ratio has increased from 4.1% to 5.6% over the past 5 years.

Debt Coverage: BNKR's debt is well covered by operating cash flow (92.8%).

Interest Coverage: BNKR's interest payments on its debt are well covered by EBIT (43.2x coverage).


Balance Sheet

Dividend

What is Bankers Investment Trust's current dividend yield, its reliability and sustainability?

2.24%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: BNKR's dividend (2.24%) is higher than the bottom 25% of dividend payers in the UK market (2.03%).

High Dividend: BNKR's dividend (2.24%) is low compared to the top 25% of dividend payers in the UK market (5.68%).


Stability and Growth of Payments

Stable Dividend: BNKR's dividend payments have been volatile in the past 10 years.

Growing Dividend: BNKR's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (20.3%), BNKR's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Bankers Investment Trust has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: BNKR insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.6%.


Top Shareholders

Company Information

The Bankers Investment Trust PLC's company bio, employee growth, exchange listings and data sources


Key Information


Location

  • The Bankers Investment Trust PLC
  • 201 Bishopsgate
  • London
  • Greater London
  • EC2M 3AE
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BNKRLSE (London Stock Exchange)YesOrdinary SharesGBGBPJan 1992
BITNZSE (New Zealand Stock Exchange)YesOrdinary SharesNZNZDJan 1992
BNKRLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPJan 1992

Biography

The Bankers Investment Trust PLC is a closed-ended equity mutual fund launched and managed by Henderson Investment Funds Limited. It is co-managed by Henderson Global Investors Limited. The fund invests in public equity markets across the globe. It seeks to invest in stocks of companies operating across diversified sectors. The fund primarily invests in dividend paying value stocks of large and mid-cap companies. It employs fundamental analysis with a bottom-up stock picking approach to create its portfolio. The fund benchmarks the performance of its portfolio against the FTSE All-Share Index. The Bankers Investment Trust PLC was formed in April 1888 and is domiciled in the United Kingdom. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/05/31 21:20
End of Day Share Price2020/05/29 00:00
Earnings2019/10/31
Annual Earnings2019/10/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.