Kaspi.kz Balance Sheet Health
Financial Health criteria checks 6/6
Kaspi.kz has a total shareholder equity of KZT1,009.4B and total debt of KZT162.9B, which brings its debt-to-equity ratio to 16.1%. Its total assets and total liabilities are KZT6,079.3B and KZT5,069.8B respectively. Kaspi.kz's EBIT is KZT1,373.1B making its interest coverage ratio 3.2. It has cash and short-term investments of KZT528.5B.
Key information
16.1%
Debt to equity ratio
₸162.90b
Debt
| Interest coverage ratio | 3.2x |
| Cash | ₸528.52b |
| Equity | ₸1.01t |
| Total liabilities | ₸5.07t |
| Total assets | ₸6.08t |
Recent financial health updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 80TE's short term assets (KZT4,395.0B) exceed its short term liabilities (KZT923.1B).
Long Term Liabilities: 80TE's short term assets (KZT4,395.0B) exceed its long term liabilities (KZT4,146.7B).
Debt to Equity History and Analysis
Debt Level: 80TE has more cash than its total debt.
Reducing Debt: 80TE's debt to equity ratio has reduced from 102.7% to 16.1% over the past 5 years.
Debt Coverage: 80TE's debt is well covered by operating cash flow (666.3%).
Interest Coverage: 80TE's interest payments on its debt are well covered by EBIT (3.2x coverage).