illimity Bank Balance Sheet Health

Financial Health criteria checks 4/6

illimity Bank has total assets of €8.3B and total equity of €977.0M. Total deposits are €5.0B, and total loans are €6.0B.

Key information

8.5x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€4.98b

Loan to deposit ratio

Appropriate

Bad loans

13.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€469.16m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0A3J's Assets to Equity ratio (8.5x) is low.

Allowance for Bad Loans: 0A3J has a low allowance for bad loans (30%).

Low Risk Liabilities: 68% of 0A3J's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0A3J has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: 0A3J's Loans to Deposits ratio (120%) is appropriate.

Level of Bad Loans: 0A3J has a high level of bad loans (13.9%).


Discover healthy companies