Qudian Inc.

LSE:0A2T Stock Report

Market Cap: US$534.1m

Qudian Past Earnings Performance

Past criteria checks 1/6

Qudian's earnings have been declining at an average annual rate of -61.7%, while the Consumer Finance industry saw earnings growing at 8.9% annually. Revenues have been declining at an average rate of 66.5% per year. Qudian's return on equity is 0.4%, and it has net margins of 18%.

Key information

-61.7%

Earnings growth rate

-59.2%

EPS growth rate

Consumer Finance Industry Growth4.2%
Revenue growth rate-66.5%
Return on equity0.4%
Net Margin18.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Qudian makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0A2T Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242284124462
30 Jun 24203-27226458
31 Mar 24160-44928153
31 Dec 231263927848
30 Sep 2321964629034
30 Jun 2328418022840
31 Mar 2336119547149
31 Dec 22524-36255958
30 Sep 22731-91745579
30 Jun 22966-363558101
31 Mar 221,273-32456122
31 Dec 211,587589571141
30 Sep 211,9181,328522127
30 Jun 212,4162,014454138
31 Mar 213,1681,924548155
31 Dec 203,6169592,201171
30 Sep 204,839413619196
30 Jun 206,591864657159
31 Mar 207,6541,828539196
31 Dec 198,7963,264567205
30 Sep 198,6733,904725182
30 Jun 198,0133,544745196
31 Mar 198,0393,125847153
31 Dec 187,6642,491796200
30 Sep 187,3562,264752143
30 Jun 186,8932,231822154
31 Mar 185,6462,015715156
31 Dec 174,7672,164631137
30 Sep 174,0181,924622132
30 Jun 172,9231,42843391
31 Mar 172,1671,02236362
31 Dec 161,42057730241
30 Sep 1678217323040
31 Dec 15235-23324230
31 Dec 1432-54694

Quality Earnings: 0A2T has high quality earnings.

Growing Profit Margin: 0A2T's current net profit margins (18%) are lower than last year .

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0A2T's earnings have declined by 61.7% per year over the past 5 years.

Accelerating Growth: 0A2T's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0A2T had negative earnings growth (-93.7%) over the past year, making it difficult to compare to the Consumer Finance industry average (9.6%).

Return on Equity

High ROE: 0A2T's Return on Equity (0.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 13:52
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Qudian Inc. is covered by 13 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Munyoung ChaBNP Paribas Securities (Asia)
Yaoping WangChina International Capital Corporation Limited
Jacky ZuoChina Renaissance Securities