illimity Bank Balance Sheet Health
Financial Health criteria checks 5/6
illimity Bank has total assets of €6.8B and total equity of €922.7M. Total deposits are €3.9B, and total loans are €4.8B.
Key information
7.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.93b |
Loan to deposit ratio | Appropriate |
Bad loans | 18.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | €434.82m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ILTYM's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: ILTYM has a sufficient allowance for bad loans (142%).
Low Risk Liabilities: 66% of ILTYM's liabilities are made up of primarily low risk sources of funding.
Loan Level: ILTYM has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: ILTYM's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: ILTYM has a high level of bad loans (18.9%).