Cembra Money Bank Future Growth
Future criteria checks 2/6
Cembra Money Bank is forecast to grow earnings and revenue by 9.8% and 6.9% per annum respectively. EPS is expected to grow by 10% per annum. Return on equity is forecast to be 14.6% in 3 years.
Key information
9.8%
Earnings growth rate
10.0%
EPS growth rate
Consumer Finance earnings growth | 46.6% |
Revenue growth rate | 6.9% |
Future return on equity | 14.6% |
Analyst coverage | Low |
Last updated | 23 Nov 2024 |
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
12/31/2026 | 565 | 203 | N/A | N/A | 2 |
12/31/2025 | 555 | 183 | N/A | N/A | 3 |
12/31/2024 | 538 | 163 | N/A | N/A | 3 |
6/30/2024 | 464 | 161 | -1,275 | 333 | N/A |
3/31/2024 | 461 | 160 | -1,346 | 261 | N/A |
12/31/2023 | 459 | 158 | -1,417 | 189 | N/A |
9/30/2023 | 460 | 156 | -1,397 | 177 | N/A |
6/30/2023 | 461 | 154 | -1,377 | 166 | N/A |
3/31/2023 | 464 | 162 | -1,340 | 205 | N/A |
12/31/2022 | 468 | 169 | -1,303 | 243 | N/A |
9/30/2022 | 464 | 171 | -881 | 241 | N/A |
6/30/2022 | 460 | 173 | -460 | 238 | N/A |
3/31/2022 | 453 | 167 | -815 | 206 | N/A |
12/31/2021 | 447 | 161 | -1,169 | 175 | N/A |
9/30/2021 | 445 | 160 | -1,196 | 162 | N/A |
6/30/2021 | 443 | 158 | -1,222 | 150 | N/A |
3/31/2021 | 442 | 155 | -1,139 | 192 | N/A |
12/31/2020 | 441 | 153 | -1,057 | 233 | N/A |
9/30/2020 | 446 | 154 | -1,015 | 259 | N/A |
6/30/2020 | 450 | 155 | -974 | 286 | N/A |
3/31/2020 | 442 | 157 | -982 | 269 | N/A |
12/31/2019 | 435 | 159 | -990 | 252 | N/A |
9/30/2019 | 419 | 157 | -1,142 | 239 | N/A |
6/30/2019 | 403 | 155 | -1,294 | 225 | N/A |
3/31/2019 | 396 | 155 | -1,021 | 224 | N/A |
12/31/2018 | 389 | 154 | -747 | 224 | N/A |
9/30/2018 | 379 | 153 | -769 | 239 | N/A |
6/30/2018 | 369 | 153 | -791 | 255 | N/A |
3/31/2018 | 360 | 149 | N/A | 259 | N/A |
12/31/2017 | 351 | 144 | N/A | 263 | N/A |
9/30/2017 | 348 | 143 | N/A | 233 | N/A |
6/30/2017 | 345 | 141 | N/A | 203 | N/A |
3/31/2017 | 347 | 142 | N/A | 196 | N/A |
12/31/2016 | 349 | 144 | N/A | 190 | N/A |
9/30/2016 | 350 | 145 | N/A | 198 | N/A |
6/30/2016 | 351 | 147 | N/A | 207 | N/A |
3/31/2016 | 348 | 146 | N/A | 205 | N/A |
12/31/2015 | 345 | 145 | N/A | 202 | N/A |
9/30/2015 | 344 | 145 | N/A | 195 | N/A |
6/30/2015 | 343 | 145 | N/A | 187 | N/A |
3/31/2015 | 341 | 142 | N/A | 183 | N/A |
12/31/2014 | 339 | 140 | N/A | 178 | N/A |
9/30/2014 | 330 | 125 | N/A | 161 | N/A |
6/30/2014 | 321 | 110 | N/A | 143 | N/A |
3/31/2014 | 334 | 121 | N/A | 139 | N/A |
12/31/2013 | 348 | 133 | N/A | 136 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CMBNZ's forecast earnings growth (9.8% per year) is above the savings rate (2.1%).
Earnings vs Market: CMBNZ's earnings (9.8% per year) are forecast to grow slower than the UK market (14.6% per year).
High Growth Earnings: CMBNZ's earnings are forecast to grow, but not significantly.
Revenue vs Market: CMBNZ's revenue (6.9% per year) is forecast to grow faster than the UK market (3.6% per year).
High Growth Revenue: CMBNZ's revenue (6.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CMBNZ's Return on Equity is forecast to be low in 3 years time (14.6%).