Türkiye Is Bankasi Valuation

Is TIBD undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TIBD when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TIBD ($3.38) is trading below our estimate of fair value ($8.26)

Significantly Below Fair Value: TIBD is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TIBD?

Key metric: As TIBD is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for TIBD. This is calculated by dividing TIBD's market cap by their current earnings.
What is TIBD's PE Ratio?
PE Ratio	6.2x
Earnings	₺55.25b
Market Cap	₺393.76b

TIBD key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	0.1x

Price to Earnings Ratio vs Peers

How does TIBD's PE Ratio compare to its peers?

The above table shows the PE ratio for TIBD vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	5x
TCS TCS Group Holding	6.5x	n/a	US$5.1b
HSBK Halyk Bank of Kazakhstan	3.3x	n/a	US$5.3b
STAN Standard Chartered	7.1x	5.1%	UK£22.8b
BGEO Bank of Georgia Group	3.1x	-3.2%	UK£2.1b
TIBD Türkiye Is Bankasi	6.2x	49.8%	US$393.8b

Price-To-Earnings vs Peers: TIBD is expensive based on its Price-To-Earnings Ratio (6.2x) compared to the peer average (5x).

Price to Earnings Ratio vs Industry

How does TIBD's PE Ratio compare vs other companies in the European Banks Industry?

2 Companies	Price / Earnings	Estimated Growth	Market Cap

2 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: TIBD is good value based on its Price-To-Earnings Ratio (6.2x) compared to the European Banks industry average (7.4x).

Price to Earnings Ratio vs Fair Ratio

What is TIBD's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TIBD PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	6.2x
Fair PE Ratio	14.4x

Price-To-Earnings vs Fair Ratio: TIBD is good value based on its Price-To-Earnings Ratio (6.2x) compared to the estimated Fair Price-To-Earnings Ratio (14.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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