State Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
State Bank of India has total assets of ₹63,170.5B and total equity of ₹4,084.6B. Total deposits are ₹47,365.6B, and total loans are ₹34,181.8B earning a Net Interest Margin of 3.4%. It has insufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are ₹3,622.6B.
Key information
15.5x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | ₹47.37t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹3.62t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBID's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: SBID has a low allowance for bad loans (1%).
Low Risk Liabilities: 80% of SBID's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBID has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: SBID's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: SBID has a high level of bad loans (2.5%).