Nova Ljubljanska Banka d.d.

LSE:NLB Stock Report

Market Cap: €2.5b

Nova Ljubljanska Banka d.d Past Earnings Performance

Past criteria checks 5/6

Nova Ljubljanska Banka d.d has been growing earnings at an average annual rate of 24.2%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 21.2% per year. Nova Ljubljanska Banka d.d's return on equity is 18.3%, and it has net margins of 46.7%.

Key information

24.2%

Earnings growth rate

24.2%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate21.2%
Return on equity18.3%
Net Margin46.7%
Next Earnings Update20 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Nova Ljubljanska Banka d.d makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:NLB Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,2675915590
30 Jun 241,2316005320
31 Mar 241,1905715130
31 Dec 231,1585514970
30 Sep 231,0734564850
30 Jun 231,0024034780
31 Mar 239183454710
31 Dec 228124474560
30 Sep 227614094430
30 Jun 227153844290
31 Mar 227233944140
31 Dec 217232364080
30 Sep 216743713700
30 Jun 216083363420
31 Mar 215393163120
31 Dec 204602702900
30 Sep 204751362980
30 Jun 205121733010
31 Mar 205011543040
31 Dec 195431942990
30 Sep 195522082950
30 Jun 195431932920
31 Mar 195512042890
31 Dec 185482042890
30 Sep 185571992870
30 Jun 185562122860
31 Mar 185372012870
01 Jan 185572252850
30 Sep 175202032830
30 Jun 174961582860
31 Mar 174801392860
31 Dec 164551102900
30 Sep 164581062790
30 Jun 164551082790
31 Mar 164691192820
31 Dec 15435922820
30 Sep 15443922800
30 Jun 15423822830
31 Mar 15410592860
31 Dec 14426622880
30 Sep 14-537-1,1002980
30 Jun 14-711-1,3163050
31 Mar 14-830-1,4123090
31 Dec 13-866-1,4423170

Quality Earnings: NLB has high quality earnings.

Growing Profit Margin: NLB's current net profit margins (46.7%) are higher than last year (42.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NLB's earnings have grown significantly by 24.2% per year over the past 5 years.

Accelerating Growth: NLB's earnings growth over the past year (29.7%) exceeds its 5-year average (24.2% per year).

Earnings vs Industry: NLB earnings growth over the past year (29.7%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: NLB's Return on Equity (18.3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 13:57
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Nova Ljubljanska Banka d.d. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Simon NellisCitigroup Inc
Marlene EibensteinerDeutsche Bank
Mladen DodigErste Group Bank AG