Lloyds Banking Group Balance Sheet Health
Financial Health criteria checks 5/6
Lloyds Banking Group has total assets of £885.7B and total equity of £47.9B. Total deposits are £478.7B, and total loans are £463.0B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are £158.4B.
Key information
18.5x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | UK£478.70b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£158.39b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LLPD's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: LLPD has a low allowance for bad loans (59%).
Low Risk Liabilities: 57% of LLPD's liabilities are made up of primarily low risk sources of funding.
Loan Level: LLPD has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: LLPD's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: LLPD has an appropriate level of bad loans (1.6%).