Federal Bank Balance Sheet Health
Financial Health criteria checks 4/6
Federal Bank has total assets of ₹3,178.4B and total equity of ₹309.3B. Total deposits are ₹2,524.6B, and total loans are ₹2,181.1B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ₹191.9B.
Key information
10.3x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | ₹2.52t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹191.94b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FEDS's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if FEDS has a sufficient allowance for bad loans.
Low Risk Liabilities: 88% of FEDS's liabilities are made up of primarily low risk sources of funding.
Loan Level: FEDS has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: FEDS's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: FEDS has a high level of bad loans (2.3%).