Federal Bank Balance Sheet Health
Financial Health criteria checks 4/6
Federal Bank has total assets of ₹3,463.5B and total equity of ₹334.0B. Total deposits are ₹2,690.6B, and total loans are ₹2,401.3B earning a Net Interest Margin of 3.2%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ₹233.2B.
Key information
10.4x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | ₹2.69t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹233.16b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FEDS's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if FEDS has a sufficient allowance for bad loans.
Low Risk Liabilities: 86% of FEDS's liabilities are made up of primarily low risk sources of funding.
Loan Level: FEDS has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: FEDS's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: FEDS has a high level of bad loans (2%).