Nova Ljubljanska Banka d.d Balance Sheet Health
Financial Health criteria checks 4/6
Nova Ljubljanska Banka d.d has total assets of €24.0B and total equity of €2.6B. Total deposits are €19.8B, and total loans are €13.2B earning a Net Interest Margin of 2.2%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are €998.8M.
Key information
9.4x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | €19.84b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €998.76m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 55VX's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: 55VX has a low allowance for bad loans (99%).
Low Risk Liabilities: 93% of 55VX's liabilities are made up of primarily low risk sources of funding.
Loan Level: 55VX has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 55VX's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 55VX has a high level of bad loans (2.4%).