Banco Comercial Português, S.A.

LSE:0RJN Stock Report

Market Cap: €6.8b

Banco Comercial Português Past Earnings Performance

Past criteria checks 3/6

Banco Comercial Português has been growing earnings at an average annual rate of 42.8%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 16.4% per year. Banco Comercial Português's return on equity is 12.7%, and it has net margins of 25.7%.

Key information

42.8%

Earnings growth rate

44.3%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate16.4%
Return on equity12.7%
Net Margin25.7%
Next Earnings Update27 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Comercial Português makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0RJN Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,4468871,0840
30 Jun 243,4518861,0500
31 Mar 243,3588411,0340
31 Dec 233,4728229850
30 Sep 233,2837179580
30 Jun 233,1205179020
31 Mar 232,8312479040
31 Dec 222,5561558980
30 Sep 222,438411,0110
30 Jun 222,196571,0330
31 Mar 222,192811,0920
31 Dec 212,004301,0100
30 Sep 211,849391,0220
30 Jun 211,852641,0270
31 Mar 211,7001529340
31 Dec 201,7411301,0270
30 Sep 201,7931731,0620
30 Jun 201,8342051,0970
31 Mar 201,9321821,1110
31 Dec 191,9512891,0830
30 Sep 191,8413011,0450
30 Jun 191,7733109990
31 Mar 191,7343579740
31 Dec 181,6523029810
30 Sep 181,6013119760
30 Jun 181,5222459670
31 Mar 181,4922219280
31 Dec 171,4321859510
30 Sep 171,2534079460
30 Jun 171,1313109280
31 Mar 17729119550
31 Dec 16688-219470
30 Sep 16769-3539380
30 Jun 16859-2949480
31 Mar 161,3591009360
31 Dec 151,4561799350
30 Sep 151,5021269870
30 Jun 151,304971,0320
31 Mar 151,186-481,0940
31 Dec 141,070-1861,1200
30 Sep 141,061-2171,1270
30 Jun 141,175-3031,1380
31 Mar 14895-6281,1440
31 Dec 13807-6951,1450

Quality Earnings: 0RJN has a large one-off loss of €682.8M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: 0RJN's current net profit margins (25.7%) are higher than last year (21.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0RJN's earnings have grown significantly by 42.8% per year over the past 5 years.

Accelerating Growth: 0RJN's earnings growth over the past year (23.7%) is below its 5-year average (42.8% per year).

Earnings vs Industry: 0RJN earnings growth over the past year (23.7%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: 0RJN's Return on Equity (12.7%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 02:31
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Comercial Português, S.A. is covered by 27 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GrinsztajnAlphaValue
Carlos PeixotoBanco BPI, S.A.
Bruno SilvaBanco BPI, S.A.