National Bank of Greece Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Greece has total assets of €72.4B and total equity of €8.0B. Total deposits are €57.3B, and total loans are €33.3B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are €10.6B.
Key information
9.1x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | €57.31b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €10.59b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0RCR's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: 0RCR has a low allowance for bad loans (83%).
Low Risk Liabilities: 89% of 0RCR's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RCR has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: 0RCR's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: 0RCR has a high level of bad loans (3.7%).