Fynske Bank Past Earnings Performance

Past criteria checks 2/6

Fynske Bank has been growing earnings at an average annual rate of 27%, while the Banks industry saw earnings growing at 23.3% annually. Revenues have been growing at an average rate of 15% per year. Fynske Bank's return on equity is 7.2%, and it has net margins of 22.2%.

Key information

26.96%

Earnings growth rate

26.91%

EPS growth rate

Banks Industry Growth	21.22%
Revenue growth rate	14.99%
Return on equity	7.25%
Net Margin	22.23%
Last Earnings Update	30 Jun 2025

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Fynske Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0QIE Revenue, expenses and earnings (DKK Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 25	468	104	340
31 Mar 25	470	111	327
31 Dec 24	485	124	324
30 Sep 24	504	140	326
30 Jun 24	504	148	314
31 Mar 24	491	155	296
31 Dec 23	479	157	280
30 Sep 23	443	146	257
30 Jun 23	401	109	261
31 Mar 23	348	70	256
31 Dec 22	290	30	250
30 Sep 22	264	16	249
30 Jun 22	270	30	239
31 Mar 22	295	53	238
31 Dec 21	309	64	238
30 Sep 21	303	61	234
30 Jun 21	294	58	228
31 Mar 21	304	67	227
31 Dec 20	263	36	225
30 Sep 20	265	36	224
30 Jun 20	276	46	227
31 Mar 20	262	35	227
31 Dec 19	312	76	226
30 Sep 19	307	73	226
30 Jun 19	292	61	220
31 Mar 19	288	58	219
31 Dec 18	307	83	216
30 Sep 18	319	97	212
30 Jun 18	319	98	211
31 Mar 18	316	97	208
31 Dec 17	295	75	204
30 Sep 17	300	80	204
30 Jun 17	302	83	204
31 Mar 17	315	95	203
31 Dec 16	289	73	203
30 Sep 16	273	54	205
30 Jun 16	246	35	201
31 Mar 16	237	28	201
31 Dec 15	253	37	201
30 Sep 15	247	30	205
30 Jun 15	259	41	202
31 Mar 15	256	37	205
31 Dec 14	261	47	202

Quality Earnings: 0QIE has high quality earnings.

Growing Profit Margin: 0QIE's current net profit margins (22.2%) are lower than last year (29.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0QIE's earnings have grown significantly by 27% per year over the past 5 years.

Accelerating Growth: 0QIE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0QIE had negative earnings growth (-29.8%) over the past year, making it difficult to compare to the Banks industry average (10%).

Return on Equity

High ROE: 0QIE's Return on Equity (7.2%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/04 22:01
End of Day Share Price	2025/08/27 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fynske Bank A/S is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.