SpareBank 1 Sør-Norge Balance Sheet Health
Financial Health criteria checks 3/6
SpareBank 1 Sør-Norge has total assets of NOK380.0B and total equity of NOK36.1B. Total deposits are NOK146.5B, and total loans are NOK288.0B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are NOK15.2B.
Key information
10.5x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | NOK 146.48b |
| Loan to deposit ratio | High |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 15.24b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0Q57's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: 0Q57 has a low allowance for bad loans (64%).
Low Risk Liabilities: 57% of 0Q57's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0Q57 has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 0Q57's Loans to Deposits ratio (197%) is high.
Level of Bad Loans: 0Q57 has an appropriate level of bad loans (0.7%).