Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France Past Earnings Performance

Past criteria checks 2/6

Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 0.5% per year. Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France's return on equity is 2.9%, and it has net margins of 25.4%.

Key information

1.7%

Earnings growth rate

2.0%

EPS growth rate

Banks Industry Growth	21.2%
Revenue growth rate	0.5%
Return on equity	2.9%
Net Margin	25.4%
Last Earnings Update	30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0O2R Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 24	911	232	49
31 Mar 24	923	238	49
31 Dec 23	934	244	50
30 Sep 23	952	260	52
30 Jun 23	969	276	54
31 Mar 23	1,022	323	55
31 Dec 22	1,075	370	55
30 Sep 22	1,083	382	54
30 Jun 22	1,091	395	53
31 Mar 22	1,058	363	53
31 Dec 21	1,025	331	53
30 Sep 21	1,002	310	62
30 Jun 21	979	289	70
31 Mar 21	934	250	69
31 Dec 20	890	212	69
30 Sep 20	900	219	62
30 Jun 20	911	226	56
31 Mar 20	952	261	56
31 Dec 19	994	296	55
30 Sep 19	977	281	48
30 Jun 19	959	267	40
31 Mar 19	964	274	37
31 Dec 18	969	280	34
30 Sep 18	971	273	34
30 Jun 18	973	266	34
31 Mar 18	961	261	34
01 Jan 18	948	256	35
01 Oct 17	931	252	35
30 Jun 17	913	248	35
31 Mar 17	915	249	35
31 Dec 16	916	250	34
30 Sep 16	929	261	35
30 Jun 16	942	272	35
31 Mar 16	950	290	47
31 Dec 15	932	274	39
30 Sep 15	942	283	69
30 Jun 15	946	290	44
31 Mar 15	941	279	39
31 Dec 14	937	287	39
30 Sep 14	933	275	30
30 Jun 14	929	275	32
31 Mar 14	886	245	30
31 Dec 13	909	266	30

Quality Earnings: 0O2R has high quality earnings.

Growing Profit Margin: 0O2R's current net profit margins (25.4%) are lower than last year (28.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0O2R's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: 0O2R's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0O2R had negative earnings growth (-16.2%) over the past year, making it difficult to compare to the Banks industry average (10.1%).

Return on Equity

High ROE: 0O2R's Return on Equity (2.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 02:32
End of Day Share Price	2024/12/23 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Pierre Flabbee	Kepler Capital Markets